The credit card payment function of IOUs has been gradually closed. Credit card repayment is not supported for white bill at present. Please choose debit card to pay.

You can repay by computer or Jingdong Financial App. Details are as follows:

1. Repayment of bills.

Computer-side operation path:

Jingdong Finance Home-My Assets-My IOUs-Bills-Instant Repayment

Jingdong financial APP operation path:

Jingdong Finance App Home Page-White Note-Available Amount of White Note -X Monthly Bill-One-time Payment

2. Unpaid repayment

Computer-side operation path: JD Finance Home-My Assets-My IOUs-Unbilled-Prepayment

Jingdong financial APP operation path:

Jingdong Financial App Home-White Note-Available Amount of White Note-All to be Paid Back-Pay off in advance (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).

Step 3 pay in full

Computer-side operation path: Jingdong Financial House-my assets-my IOUs-no bills-all paid off.

Operation path of JD Finance App: JD Finance APP Home Page-White Note-Available Amount of White Note-All to be Paid Back-Pay off in one lump sum (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).

JD.COM, can I repay the loan by credit card?

White stripes have gradually turned off the credit card payment function. At present, IOUs do not support credit card repayment. Please choose debit card to pay.

JD.COM has two repayment methods after the IOU, manual repayment and automatic repayment. The specific operation steps are as follows:

I. Automatic repayment:

After the order system starts the automatic repayment service, the system will automatically deduct the money the day before the last repayment date of each order. After the billing system starts the automatic repayment service, the system will automatically deduct the bills that need to be repaid one day before the repayment date. The automatic repayment path of the order system and the billing system is the same.

1. computer terminal: my assets-my IOU-automatic repayment enabled.

2. Mobile phone terminal: white note-white note limit-setting-automatic repayment.

Second, manual repayment.

1. Manual repayment of bills by installments includes three repayment methods, namely "paid bill repayment", "unpaid bill repayment" and "paid off in full". Both the computer side and the APP side support repayment operations.

(1), paid by bill.

Computer-side operation path: Jingdong Finance Home-My Assets-My IOUs-Bills-Instant Repayment

Jingdong financial App operation path: jingdong financial APP home page-white note-white note available amount -X monthly bill-one-time payment.

② Repayment without bill of lading

Computer-side operation path: JD Finance Home-My Assets-My IOUs-Unbilled-Prepayment

Operation path of JD Finance APP: JD Finance App Home Page-White Note-Available Amount of White Note-All to be Paid-Not Paid-Paid off in advance (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).

(3), all paid off.

Computer-side operation path: Jingdong Financial House-my assets-my IOUs-no bills-all paid off.

Operation path of JD Finance APP: JD Finance App Home Page-White Note-Available Amount of White Note-All to be Paid-One-time Repayment (click Partial Repayment to manually enter the repayment amount, and the partial repayment amount cannot be less than 10 yuan).

2. Order IOUs are used for manual repayment. You can choose a single repayment or a combination of multiple repayments.

① Computer-side consolidated repayment: my assets-my IOUs-will be repaid in the next 7 days.

② Single repayment on the computer side: My assets-my IOUs-are to be returned. Select the order to be repaid.

3. Mobile phone repayment: JD Finance APP- White Note-to be returned in the next seven days/this month-to be returned in full, and multiple bills can be combined or paid separately.

Can I pay back JD.COM's debt by credit card?

Yes, but JD.COM IOUs can't repay credit cards. They are used to allow users to make overdraft consumption. In a sense, JD.COM IOU is a virtual credit card, so it cannot be used to repay the credit card.

1. swiping a card on a POS machine is the most common way to use a credit card, and it is also a way to swipe a card online. When swiping a card, the operator should first check the validity period of the credit card and the cardholder's surname. Then, according to the issuing bank and the currency to be paid, select the corresponding POS machine, draw the magnetic stripe of the magnetic stripe credit card on the POS machine, or insert the chip credit card into the card slot, connect with the payment gateway such as the bank, and input the corresponding amount. After the remote payment gateway receives the information, the POS will print a receipt (at least two copies) for credit card payment, and the cardholder should sign the receipt after checking that the information on the payment receipt is correct. After checking the signature on the receipt and the signature on the back of the credit card (including the complete name matching and the basic handwriting matching), the operator sends the credit card copy and the credit card payment receipt to the cardholder. At this point, the credit card swiping program on the POS machine is completed.

2. Using card on RFID machine is a new credit card usage and networking mode. When picking up the card, the operator must first check the validity period of the credit card and the cardholder's last name. Then, according to the issuing bank and the kind of currency to be paid, select the corresponding punching machine, input the corresponding amount, and lay the credit card flat on the sensor for no more than 10cm. After the RFID machine senses the credit card, it will send out a signal sound and then continue to run the program. After the remote payment gateway receives the information, the printer (if connected) will print a receipt for credit card payment, but unlike the previous method, the cardholder does not need to sign, which is faster and more convenient than the previous method. At this point, the card swiping induction program on the RFID machine is completed.

3. Usually, the manual pressure plate is used without a POS machine or networking. The pressing operation must have a pressure-sensitive copy of the Direct Purchase Order (at least two copies) and a telephone. The inspection before pressing the order is the same as that of the POS machine. Then, the operator prints the card number, name, etc. Note the credit card on the purchase order with a card press, and write down the amount, date and other information, then call the authorization hotline of the acquiring bank, report the card information to apply for authorization, write the obtained authorization code on the purchase order, and the cardholder will sign it after confirming it is correct. After checking the signature, the operator gives the cardholder a copy of the credit card and the order form. At this point, the manual pressing procedure is completed. Authorized calls are usually made immediately. In some areas with poor communication or good credit discipline, merchants will encounter the situation that they will deliver the goods after signing the card to complete the transaction. Authorization will be completed in the future, but the merchant is at risk of credit card fraud (if the customer pays with an invalid card and does not apply for an authorization code immediately, it will not be discovered immediately).