Legal analysis: the overdue credit card will generally not affect the civil servant's political examination, and the civil servant's political examination will generally mainly examine whether it has violated the law or committed criminal acts. However, the consequences of overdue credit cards are also very serious, resulting in overdue penalty interest and discrediting personal credit information. If the crime of credit card fraud is involved, it will be dealt with by criminal law, which will naturally affect the political examination of civil servants. The following persons shall not be employed as civil servants: (1) Those who have been criminally punished for crimes; (2) Being expelled from the Party by China * * *; (3) Being expelled from public office; (4) Being listed as the object of joint punishment for dishonesty according to law; (five) there are other circumstances in which the law stipulates that it is not allowed to be employed as a civil servant.

Legal basis: Article 26 of the Civil Service Law of People's Republic of China (PRC), the following persons shall not be employed as civil servants: (1) Those who have been criminally punished for crimes; (2) Being expelled from the Party by China * * *; (3) Being expelled from public office; (4) Being listed as the object of joint punishment for dishonesty according to law; (five) there are other circumstances in which the law stipulates that it is not allowed to be employed as a civil servant.