The Postal Savings Office applied for a credit card and received two cards. What happened?

1. It may be a main card and a supplementary card. The main card is the credit card I applied for, and the supplementary card is the credit card linked under the main card. The cardholder is the same as the main card holder. People are different, that is, if the main card is you, you can apply for a secondary card for your children, parents, etc. The two cards have the same nature and the same type, and the credit limit is also the same. If you spend , the consumption limit is also reflected on the main card. In short, the relationship between the primary and secondary cards must be the closest relationship. To put it bluntly, there are two people with one card.

2. The two cards have different logos and different networks for swiping card purchases.

One is from UnionPay, which is mainly used for swiping card purchases in China; the other is Mastercard is mainly used for overseas card consumption (overseas UnionPay is not widely accepted). The two cards share the same limit. In addition, do not put all your credit card numbers online like this, as it will lead to information leakage. Different card types will naturally have different appearances. It is recommended that the specific appearance be based on the card you apply for.

3. Steps to apply for a bank card:

1. Bring your ID card to the bank;

2. Fill in the application form according to the bank staff;

3. Fill out the form and hand it over to the counter;

4. After completing the procedures, the counter will set a password as required and give the applicant a bank card. Why did I apply for a credit card at China Construction Bank and send two of them?

Two multi-currency credit cards:

One RMB UnionPay card; one foreign currency card. What should I do if I just applied for a Postal Savings Bank card and it is not a credit card?

Debit cards are different from credit cards. Then go to the bank to apply for a credit card. What should I do if I apply for a Postal Savings Bank card but I can’t find the information? What's going on

Hello

According to your question

Please apply for a bank card from the relevant bank before you can check

Please know about postal savings Limits for two bank credit cards

You can apply for multiple credit cards at the same bank (no restrictions), but if you apply for multiple credit cards at the same bank, the limits are the same and exclusive; as long as the applicant wants You can apply if you meet the bank's regulations.

Why do Postal Savings Bank’s credit cards have two cards?

If you are applying for a dual-currency card, the dual-currency cards currently issued by most banks are two cards split between UnionPay and other card issuing organizations, such as one UnionPay card and one VISA card. , so there are two cards.

1. Credit card (English: Credit Card), also called credit card. It is a non-cash transaction payment method and a simple credit service.

2. Credit cards are generally 85.60 mm long, 53.98 mm wide, and 1 mm thick, special carrier plastic cards with consumer credit. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front. The card has Chip, magnetic strip, signature strip.

3. Credit cards are issued to cardholders by banks or credit card companies based on the user's creditworthiness and financial resources. The cardholder does not need to pay cash when using the credit card to make purchases. The payment will be made on the billing date (English: Billing Date). Make repayments.

4. Credit cards are divided into credit cards and quasi-credit cards. A credit card is issued by a bank and gives the cardholder a certain credit limit. The cardholder can consume within the credit limit first and then A credit card for repayment; a quasi-credit card is a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve as required. When the reserve account balance is insufficient for payment, a quasi-credit card can be overdrawn within the specified credit limit. . The so-called credit card generally refers to a credit card only. Why did I apply for a credit card in mobile banking, but two credit cards were sent to me?

7. The shadow of the lone sail in the distance is gone in the blue sky, and only the Yangtze River can be seen flowing in the sky.

(Li Bai's "Yellow Crane Tower Sends Meng Haoran to Guangling") 8. The moon is setting, black crows are filling the sky with frost, Jiang Feng is fishing and fire is facing melancholy; (Zhang Ji's "Night Mooring at Maple Bridge") What's the matter with the Postal Savings Bank's credit card rejection in seconds

What's the matter with the Postal Savings Bank's credit card rejection in seconds? ? Credit card business is becoming more and more common. In order to expand the credit card business, major banks have launched a wide variety of credit cards, and the Postal Savings Bank is no exception. The Postal Savings Bank’s credit cards have a wide range of card types, such as Hainan International Tourism Island Card, Damei Tibet Travel Card, Credit cards with various functions such as Zhongyuan Gourmet Credit Card, Transportation Co-branded Credit Card, etc.

It is very simple to apply for a Postal Savings Bank credit card, just fill in the application information online. I have heard many netizens complain about being rejected instantly when applying for a credit card online. Now I will explain to you how to avoid instant rejection.

1. Do not apply for the same credit card from your peers repeatedly.

Under normal circumstances, if an applicant repeatedly applies for the same credit card of the same bank, the bank will reject the application based on the results of the first application. Therefore, it is recommended that friends try to apply for other credit cards from the same bank when applying for a card again. If you really only want this type of credit card, you can apply for the same type of credit card from another bank.

2. The longer the application interval, the better.

After the initial card application fails, you should wait at least three months before applying again. Because from the bank's point of view, the applicant's qualifications will not change significantly within three months, so they will basically refer to the first reason for rejection. The longer the interval, the bank will reconsider the applicant's qualifications. At this time, adding some financial proof materials can effectively improve the success rate of card application.

3. Check your personal credit report before applying

Some people have never used a credit card, and their first application was rejected because of problems with their credit report. How can I have problems with my credit report if I have never used a credit card? In fact, your mortgage, car loan, and installment purchases are closely related to your credit record. No matter where there is a problem, it will affect your application for a credit card.

I suggest that if there is an overdue record in your personal credit report, it is best to apply for a credit card two years after you have made on-time payments. Postal Savings Bank generally only refers to the applicant's repayment status within two years. Why does Postal Savings Bank deduct 20 yuan for credit card withdrawals

Postal Bank credit card cash withdrawal handling fee: The bank’s cash withdrawal fee is 1% of the amount, with a minimum of 10 yuan