For ICBC credit cards, it mainly depends on your needs. It is better to choose a credit card that suits you.

1. According to the brand of ICBC credit cards, they are divided into: Peony Visa Card, Peony MasterCard and Peony Express Card;

2. According to the credit rating of ICBC credit cards, they are divided into: Platinum Cards, gold cards and ordinary cards;

3. According to the issuing objects of ICBC credit cards, they are divided into: business cards and personal cards, of which personal cards are divided into main cards and supplementary cards.

4. According to the currency of ICBC credit card account, it is divided into: RMB card, dual-currency card and multi-currency card.

Extended information:

1. ICBC is called the Bank of the Universe. ICBC has so many outlets that can be found all over the universe. This may be a bit exaggerated, but ICBC cards are like that. magic. Novices can choose ICBC to apply for their first credit card, because after applying for an ICBC credit card, it is much easier to apply for a card from another bank.

2. Several types of ICBC credit cards

1. ICBC Struggle Card

Suitable people: office workers

Comment: You Lang Ping Co-branded design, black, red and blue, it’s easy to buy the Puka Gold Card. Recently, ICBC’s cards are very good-looking.

Benefits: annual fee reduction, time tolerance, 0 foreign exchange fees, account security insurance, cash rebates for overseas shopping of trendy brands, etc. The Simple Platinum Card enjoys free overseas WIFI, visa discounts, 1 yuan parking at the airport and other preferential rights.

2. ICBC Car Plus Credit Card

Suitable crowd: car owners

Comments: Rigid annual fee for regular card is 100 yuan, and for gold card is 200 yuan , 2,000 yuan for platinum card and half off for supplementary cards. However, there are plenty of discounts when using the card, including cash rebates on gas, the benefits of the i(I) car card platform, etc.

Benefits: Cash rebates for refueling at 6 designated China Petroleum gas stations across the country every Sunday; i(I) car card platform benefits, such as car purchase discounts, car wash discounts, maintenance discounts, driving and roadside assistance rights, Longteng Exclusive travel offers and more.

Time tolerance, UnionPay multi-currency, 0 foreign exchange fees, new account card gifts, etc. The Platinum Card also enjoys free ICBC airport and high-speed rail VIP lounges, global car rental discounts, 4 million aviation accident insurance, and more.

3. Universe Financing Credit Card

Suitable people: college students

Comments: This card is only for those over 18 years old and full-time college students. , gold card level, you get two cards when you place a card. A co-branded card functions the same as a credit card, except that it cannot withdraw cash. Another consumption card can only be used for consumption and cash withdrawal at Fenqile.

Benefits: No annual fee, interest-free for up to 56 days, tolerance within 10 yuan for 3 days, and various installment discounts for card opening purchases, up to a thousand yuan.

4. Cosmic Constellation Credit Card

Suitable people: white-collar office workers

Overall comments: This card is really good-looking, and the gold card is particularly special. easy. The unique birthday bonus of ten times points can be said to be a generous move by ICBC. It’s just a multi-currency card, and once you open the card, you have more than a dozen accounts.

Benefits: annual fee reduction, ten times birthday points, 0 foreign exchange fees, 10 yuan tolerance for three days, etc.

5. ICBC "Minion" Credit Card

Suitable for: Minion fans

Comments: Every card in this series is cute Yes, it is very suitable for fans to collect, but it requires a card production fee of 50 yuan and is available in multiple currencies. However, the card benefits are also quite good, and ICBC has also started to become younger.

Benefits: annual fee reduction, time tolerance, 0 foreign exchange fees, account security insurance, etc.

6. ICBC Tuniuniuren Credit Card

Suitable for: travel friends

Comments: Cardholders who travel frequently can get one, and there are exclusive ICBC discounts every year line.

Card benefits: annual fee reduction, account security insurance, and no follow-up fees for foreign exchange conversion in multiple currencies. 20% off on Tuniu products, matching Tuniu membership, exclusive special routes. The Platinum Card also enjoys travel inconvenience insurance, aviation accident insurance, etc.

7. ICBC Kids King Baby Credit Card

Suitable for: parents of babies

Comments: ICBC has teamed up with Kids King to specially design this card for parents with children. Exclusive card to enjoy various discounts on Kids King maternal and infant products.

Privileges: 1288 for 2188 annual Kids King amusement passes, 400 for 500 amusement passes, 5% off on designated Kidswant products, 50% off on international Bluebaby maternal and infant products, etc. The Platinum Card also enjoys visa discounts, one-yuan airport parking, teeth cleaning discounts, etc.