Don't bank credit cards activate annual fees?
Generally speaking, if the credit card is not activated, there is no annual fee. China Banking Regulatory Commission (CBRC) has long stipulated that as long as credit card applicants have not activated their credit cards, they are not allowed to collect annual fees, and banks are not allowed to open inactive credit cards for applicants. Therefore, at present, generally inactive credit cards do not charge annual fees, but it does not rule out that some special credit cards can still charge annual fees without opening cards. You need to know the details from the bank, otherwise there will be arrears and overdue, which will seriously affect your credit.