Mainland credit cards can be used in Macau. UnionPay, VISA, and MasterCard can all be used in Macau.

When using a "UnionPay" card in Macau, there is no need to worry about exchange rate losses, and there is no need to bear any handling fees when swiping the card. Only when withdrawing cash through an ATM, cardholders need to pay a certain amount of handling fees. , the specific charging standards are determined by the card-issuing bank.

International card organizations such as VISA or MasterCard charge the card issuer an international transaction fee, which is 1% to 1.5% of each transaction. Although it is charged to the bank, this fee is actually borne by the cardholder. .