The use of credit cards is becoming more and more common, and many people will always be rejected if they apply. Many people don't understand why their credit cards have not passed the examination, because the bank will not give you an answer. Today, the reasons for the rejection of credit card applications are summarized for your reference. 1. Look at whether the age is up to standard. The bank has an age limit for credit card applicants. Generally, they must be at least 18 years old. If you are too young and under 18 years old, don't think about getting a credit card yourself. You can get a supplementary card through your parents, which can also be used for daily consumption. In addition, banks consider that the memory and right and wrong judgment ability of the elderly are reduced. In order to prevent the risk of using cards, they are not qualified to apply for cards when they are over 6 years old. Some banks, such as China Construction Bank, have a looser life span, which is ok until they are 7 years old, but not after 7 years old.

Second, see if the financial resources are strong enough. When submitting the application, the card holder must have a work unit and provide income information. If the amount of your card is relatively high, you must also provide other financial proof, such as real estate license, vehicle driving license, large deposit slip, etc., which can add points for your credit card. If you don't have a stable job and income, such as migrant workers, freelancers, waiters, etc., it is normal to apply for a credit card in this capacity.

third, check whether there is any stain on the credit information. Any bank must check the credit information record when reviewing the applicant's information to ensure that there is no bad credit record before issuing the card. If the applicant has an overdue record, the bank will definitely not approve the card.

fourth, whether the formal internet era has promoted the development of the financial industry, and many "black intermediaries" have also taken advantage of it to harm the interests of the public and undermine the financial order. When you apply for a credit card, you must choose a bank or a formal third-party institution authorized by the bank, and make a detour through unknown channels, otherwise personal information will be leaked, causing unnecessary economic losses. Whether the credit card application is approved or not is comprehensively decided by the bank according to the applicant's conditions. Pay attention to the integrity and authenticity of the information when submitting the information, and don't miss the information carelessly, let alone be clever and cheat. At present, the threshold for applying for a credit card is still low. As long as you have a serious and meticulous attitude, it is not a problem to successfully apply for a card.