Here you are 180 yuan, the wool is on the sheep. It is estimated that the annual fee for this card should be quite large. If you don't know about credit cards, never touch them. I'll get into a lot of trouble and regret it.
Many people just owe a few dollars and annual fees. After a few years, the bank owed tens of thousands or even hundreds of thousands of interest. The bank won't tell you when you owe money. Anyway, there are many routines in it, so you'd better handle it carefully! That little gift, do you want it?
Personal views are for reference only.