Yes, but you cannot swipe directly.

As a type of credit card, Rongtong Card can be used to repay loans. However, since the credit card itself is also an overdraft, it cannot be used directly to repay the loan. The correct approach is to withdraw the credit limit on your credit card and then use the money to repay the loan.

Rongtong Card is a consumption card suitable for shopping malls and supermarkets; it can be used at more than 600 merchants in Beijing, covering food, drink, entertainment, food, clothing, housing and transportation, etc. The merchants of Rongtong Card span shopping malls, supermarkets, restaurants, hotels, leisure and entertainment , travel and vacation, fitness and beauty, specialty stores, education and training, medical services, consumer electronics, life services, home accessories and other industries, making employee benefits, business public relations, and customer appreciation no longer difficult to deal with. Effectively facilitate citizens' lives, stimulate consumption, improve services, promote commercial circulation and create a harmonious and honest business district.