Yes The fixed credit line of Industrial Bank will also change, and the automatic adjustment of the fixed credit line will make users not use the card for a long time. Credit cards that have not been used for a long time will lower the limit. Industrial Bank Co., Ltd. was established in August, 1988. It is one of the first joint-stock commercial banks in Chinese mainland jointly approved by People's Republic of China (PRC), the State Council and the People's Bank of China.