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What is installment payment for home appliances? What is the specific process?
First of all, your credit card should have an available line of 17000 yuan. After swiping your card for 3 days, you can call the bank credit card center to apply for installment payment. The number of installments can be 3, 6, 9, 65, 438+02, 65, 438+08, 24, and the handling fee will be paid in one lump sum, and this amount will be paid back every month. The specific provisions are as follows.

Bottom line of installment amount: single consumption 1000 yuan.

Handling fee collection method: one-time payment

Prepayment terms: prepayment, non-refundable handling fee.

Application method: telephone application

Application time: 3 days after the transaction-2 working days before the current bill date.

Expense ratio:

The third stage 1.95%

The sixth stage is 3.60%

5.40% in the ninth stage

12 7.20%

18 1 1.70%

24 issues 15.00%

In addition, if you buy in Suning and Gome, you can directly stage it in the mall, and the handling fee should be preferential.