Is it true that the customer service of CCB called to give me the loan reserve fund?

CCB customer service called you to say that you have a loan reserve fund, which is true, that is, the customer service wants you to use the reserve fund in the card. It's probably because we haven't finished the sales promotion after the Chinese New Year. Anyway, as long as we make sure that the other party's identity is true, there will be no problem, but any loan needs to be repaid, and we must not exceed our economic ability when spending.

ChinaConstructionBank, formerly known as People's Construction Bank of China, was established on October 1, 1954 (later renamed as China Construction Bank on March 26, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national vice-ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

China Construction Bank has a broad customer base, maintains banking contacts with many large enterprise groups and leading enterprises in China's economic strategic industries, and its marketing network covers major regions of the country. On June 3th, 216, The Banker magazine published the Ranking of 1 Big Banks in the World, and China Construction Bank ranked second. In February 217, BrandFinance released the list of the top 5 brands in the world in 217, and China Construction Bank ranked 14th. In 218, Fortune Global 5 ranked 31st.

in December 218, the "Top 5 World Brands in 218" compiled by the World Brand Lab was announced, and China Construction Bank ranked 23rd. In July 219, he was selected as one of the Fortune 5 companies in 219. The "Belt and Road" China Top 1 Enterprises ranked 4th. In December, 219, China Construction Bank was selected as one of the top 1 brands in the 219 China Brand Power Festival. On December 18th, 219, People's Daily published the China Brand Development Index 1 list, and China Construction Bank ranked 25th. On January 4, 22, he won the evergreen award of 22 Caijing "Sustainable Development Benefit Award". In March 22, it was selected as the 13th among the top 5 global brands in 22.

Last week, China Construction Bank called my husband and told him to send him a credit card with a limit of 15, yuan.

First, please distinguish whether this is a general credit card or a car card. The annual fee for a car card is 2 yuan, which is unavoidable, but you can enjoy services such as free car washing at designated points.

Second, if it is a credit card, swipe it for 3 times, and you are exempt from the annual fee for the following year. If you use this card, of course, three times is no problem. Then answer your other questions.

1,15, yuan can be cashed out, with a maximum of 2%. However, if you take it out, there will be interest, which is five ten thousandths of a day, and there will be a handling fee every time you take it out, so don't take cash from this card.

2. Don't deposit money, because even if you deposit money, there is no interest, and there is a handling fee

3, the interest-free period is at most 5 days. According to your repayment date, you can ask the staff of the branch

4. Don't overdue the repayment. If it expires, it will produce bad records, affect your bank reputation, and make it impossible to borrow money.

5. There are many demands on cardholders.

third: ChinaConstructionBank, formerly known as People's Construction Bank of China, which was established on October 1, 1954 (later renamed as China Construction Bank on March 26, 1996), is a large state-owned bank managed by the central government and a national vice-ministerial unit. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

iv: development course

China Construction Bank was established on October 1, 1954. The basic background of the establishment of China Construction Bank is that the People's Republic of China began to implement the first five-year plan to develop the national economy, and large-scale economic construction centered on the construction of 156 key projects was launched one after another throughout the country. In order to manage the huge construction funds, China Construction Bank came into being.

5. During the more than 2 years from 1954 to 1978, China Construction Bank mainly undertook the responsibilities of centralized allocation of national capital construction budget and self-raised funds of enterprises, supervising the rational use of funds, granting short-term loans to construction enterprises and handling basic business settlement.

VI. From the early 199s, in less than five years, the transition from stand-alone operation to developed and applied bank-wide network including electronic capital settlement system and networked trading of Longka network was basically completed. Construction bank system, general ledger transmission system and e-mail system, and also realized networking with SWIFT system.

CCB staff called and said that I have a quota of 7, by installments. I want to ask if I can come down.

I can try. If I meet the conditions for handling the card, it is more likely to pass.

1. installment payment is a credit card installment payment product launched by CCB. When the fixed credit card limit cannot meet the needs of users, users can apply for installment payment. The installment service of CCB has the characteristics of convenient application, flexible withdrawal and easy repayment. At present, the handling mode adopted is telephone invitation, and only qualified users can grant credit. The maximum installment amount of CCB is 15,, and a special debit card can be issued, which can be used on the special credit card swiping machine of CCB merchants, and cash withdrawal and online consumption cannot be carried out. Its monthly handling fee is about .4%.

2. CCB installment pass is a consumer loan product, which is mainly used for online application through the construction of mobile banking. The maximum loan amount of China Construction Bank by installment can reach 3, yuan. After successful application, users can choose the repayment time by installment, and the number of installments of 6 months, 12 months or more than one year can be selected. It should be noted that after the successful installment application of CCB, you can only use your credit card at the designated merchants or scenes, and you can't withdraw it directly for use.

Third, installment plan of China Construction Bank is a loan product launched by China Construction Bank, which has always attracted the attention of many users. The loan product is positioned as a consumer loan product, and the applied loan can be mainly used for various large-scale consumption. Then let's take a look at what kind of loan CCB is in installments. What kind of loan is CCB installment pass? Ccb installment is a consumer loan product, which mainly applies online through the construction of mobile banking. The maximum loan amount of China Construction Bank by installment can reach 3, yuan. After successful application, users can choose the repayment time by installment, and the number of installments of 6 months, 12 months or more than one year can be selected. It should be noted that after the successful installment application of CCB, you can only use your credit card at the designated merchants or scenes, and you can't withdraw it directly for use. If users want to apply for the installment loan of China Construction Bank, they only need to prepare their personal ID card, credit card and relevant property certificates, and then they can go to the business outlets of China Construction Bank to submit the application.

Yesterday, the business hall of China Construction Bank called and said that I could borrow 13, unsecured credit loans. Is that true?

hello, there are many platforms that can provide online loan business. I suggest you choose a regular platform, so that your personal information and property are safe.

It is recommended to use Money Flower, formerly known as "Baidu Money Flower", which is a credit brand owned by Xiaoman Finance, providing users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Finance APP (click the official measurement). Money is easy to borrow, and the daily interest rate is as low as .2%. It has the characteristics of simple application, low interest rate, fast lending, flexible borrowing and repayment, transparent interest rate and strong security.

I'd like to share with you the application conditions for consumer products with money, which are mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide consumer installment loans to college students. If you are a college student, please give up your application.

second, information requirements: you need to provide your second-generation ID card and your debit card during the application process.

note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.

This answer is provided by Youhuahua. Due to the timeliness and other objective reasons, if the answer content is inconsistent with the actual interest calculation method of Youhuahua products, it will be subject to the display on the website of Xiaoman Financial APP- Youhuahua Loan. I hope this answer is helpful to you.

CCB has informed me that it can lend me a loan of up to 15, yuan without interest. Is it appropriate?

Hello, please see if this is a notice sent by the bank. Besides, even if it is so-called interest-free, there will definitely be various fees, which are no less than interest.

China Construction Bank called to say that it can borrow 15, yuan. Can it be approved?

You have to submit the information to the Bank Card to see the qualification, and then you can know the approval status, but only if you are sure that this phone call is from the banking service hotline.

Supplementary information:

Is it credible for CCB to call and say that it will provide 15, credit loans?

many small partners often receive all kinds of sales calls, such as handling cards, loans, insurance, shops, etc., among which calling for loans is a more frequent category. According to relevant statistics, 6% of those who make loans for telemarketing are employees of major banking institutions, 2% are intermediaries and 1% are liars. Most of these people who are "professionally handling loans" are employees of formal banking institutions, followed by loan intermediaries. For employees in formal institutions, it is naturally credible, but what is a loan intermediary? Is it credible?

The so-called loan intermediary covers a large area, which belongs to the gray area of loans at present. Their business scope is very wide, from formal bank loans, credit loans from major institutions to online loans. Similarly, in terms of lending, it is as small as a few thousand or as large as hundreds of thousands. As long as you are qualified enough, they can help you get it, even if you are not qualified enough. Some intermediaries can also help you package it and survive by charging a certain percentage of the successful loan amount.

So if you need a loan, you can find real "professional, legal and regular employees" by phone, and with some common sense, you can get a basically reasonable loan amount and suitable loan products to solve your needs without being deceived by only 1% scammers.

As the saying goes, a small cheat depends on one mouth, and it is easy to be caught. You should be careful when you cheat a big one. There are endless routines, and people with little financial knowledge and social experience will be hard to prevent.

there are only the following situations in which a bank calls to promote a loan.

1. Intermediary

We should know that banks are not short of borrowers at all, but they also have sales targets every year. For some small and micro enterprise customers and individual customers, banks will package and forward them to intermediary companies, so that banks can save a marketing fee and charge a certain handling fee.

Most of the calls we usually receive are from intermediaries. These intermediaries have cooperation with banks, so they will promote products in the name of banks. In fact, this is a breach of contract. The interest on these products is very high, so it is not cost-effective to borrow them. If they are not just needed, I suggest that you do not handle them easily. Please find out first.

2. You are not a high-quality customer

If you are a high-quality big customer, then every bank will try its best to grab it, and they will take the initiative to call and sell it, giving ultra-low interest rate concessions. As long as the relationship is good, maybe the enterprise's funds can be pulled over, killing two birds with one stone.

To sum up, the call of CCB to give a credit loan of 15, yuan is either a liar, an intermediary or a liar, so the best way for everyone is not to believe it, just go to the bank to apply for a loan if you need it, and don't believe it easily. If you are not clear about what CCB is calling to give a credit loan of 15, yuan, you can go to Caixin. com for advice.

About CCB calling for a loan of 15, yuan and CCB calling for a loan of 2w, the introduction is over. I wonder if you found the information you need?