The billing date means that the issuing bank will regularly summarize and settle all the transactions and expenses of your credit card account in the current period every month, calculate the total amount owed and the minimum repayment amount in the current period, and send a statement for you. This date is your credit card bill.

Every month, the bank will regularly summarize and settle the current transactions and expenses of the cardholder's credit card account, calculate the total amount owed by the cardholder in the current period and the minimum repayment amount, and send a statement for the cardholder. This date is the billing date of the credit card.

Extended data

Pay attention to the following issues on the due repayment date of credit cards:

1. All consumption funds are no longer entitled to interest-free repayment, and the bank will calculate interest on a daily basis with the consumption amount as the principal from the date of consumption, with a daily interest rate of 0.5 ‰ and compound interest on a monthly basis.

2. Received dunning phone calls and letters from the bank.

3. Freeze your account, feed back your arrears record to China People's Bank and record it in your credit file, which will affect your personal credit.

If you really don't have enough money to repay in full on the due date, please choose the minimum repayment amount of the credit card. If you repay in this way, you only need to return 10% of the total cost each time, so that although there is no interest-free repayment period, you can avoid personal credit damage.

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