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How to use Huaxia Credit Card

How to use the Hua Xia Bank credit card limit of 44,000?

The Hua Xia Bank credit card limit of 44,000 can be used for direct consumption. Hua Xia Bank determines the maximum limit that can be used for overdraft consumption and cash withdrawal based on the cardholder's income and credit status, and the cardholder can use it repeatedly within the validity period of the card.

How to activate Hua Xia Bank Credit Card

1. Reserve a phone number to activate

You can call the Hua Xia Bank Credit Card Center 24 hours a day through your reserved home phone or mobile phone Customer service hotline, activated through self-service voice service, the activation path is: dial the 24-hour customer service hotline of Hua Xia Bank Credit Card Center at 400-66-95577, enter the ID number, and then press "1" to activate the card and set the transaction password.

2. SMS activation

You can also use your reserved mobile phone to activate by sending an uplink SMS. The activation method is: Please edit "JHxxxx (last four digits of the person)" , for example: "JH8888", send to: 106902895577.

Warm reminder:

If you activate via text message, after successful activation, please use your reserved home phone or mobile phone to call the 24-hour customer service hotline of Hua Xia Bank Credit Card Center for setting inquiries. Password or transaction password.

Hua Xia Bank officially issued Hua Xia Credit Card on June 18, 2007.

Hua Xia Bank’s first series of credit cards are divided into three types: ordinary card, gold card and titanium card. In terms of product function design, Hua Xia Credit Card has launched a number of innovative functions and services;

There are innovations in credit card limits, repayment periods, interest-free policies, etc. The issuance of Hua Xia Credit Card is a major progress in the strategic cooperation between Hua Xia Bank and Deutsche Bank. It also marks Hua Xia Bank's first entry into the Chinese credit card market.

Application Method

Any individual who is over 18 years old, has full civil capacity, has a legal and stable source of income, and has good credit can apply to Huaxia with his or her valid identity document. The bank card issuer applies for a personal credit card master card.

Applicant qualifications for supplementary card: The principal cardholder of the personal card can apply for an supplementary card for the designated natural person with full capacity for civil conduct or with limited capacity for civil conduct who is over 15 years old. Applicants under the age of 18 must obtain the consent of their legal representative.

The primary cardholder is responsible for all debts incurred by the supplementary card. Compatriots from Hong Kong, Macao and Taiwan do not need to pay a deposit and can apply under the same conditions as mainland residents.

What is the activation process for Hua Xia Credit Card (debit card)?

There are many ways to activate Hua Xia Credit Card (debit card). The activation process for different activation ways is as follows:

1. Branch counter

According to Hua Xia Bank regulations time, bring your valid ID card, credit card (credit card) and card collection confirmation letter to a nearby outlet to apply for activation. If you are applying for the first card online for a new household, the staff will go through the interview process. After the interview is completed, the staff will help you Activate a credit card (debit card).

2. Customer service phone number

Use the mobile phone number reserved when applying for a credit card (credit card) to call the Hua Xia Credit Card (credit card) customer service phone number 4006695577, follow the voice prompts and enter your identity Verify your identity with your ID number, credit card (credit card) number, activate the card, and set a password.

3. WeChat official account

Follow the WeChat official account "Hua Xia Bank Credit Card (Credit Card)", click "Apply for Card/Points" - "Open Card" in the menu at the bottom of the official account Activation/Process Query", then click "I want to open a card" on the page, and activate the credit card (credit card) according to the page requirements.

In addition, Hua Xia Credit Card (credit card) can also be activated through the official website, Huacai Life APP, sending text messages, etc.

How to activate Hua Xia Bank credit card (debit card)?

Hua Xia Bank Credit Card (Credit Card) has the following activation methods:

1. Telephone

Call Hua Xia Bank Credit Card (Credit Card) Center 24 The hourly customer service hotline is 400-66-95577, enter the ID number, and then press "1" to activate the card and set the transaction password.

2. Text message

Use the reserved mobile phone to edit "JHxxxx (the last four digits of my card number)", for example: "JH8888", and send it to: 106902895577.

3. Huacai Life APP

Log in to the APP, on the "Hui-Payment" page, and activate the credit card (credit card) through the "Card Activation" entrance.

4. WeChat public account

"Hua Xia Bank Credit Card (Credit Card)", go to the "Card Application/Points" entry in the bottom menu bar, enter "Card Activation" to activate Card.

5. Bank outlets

Bring your valid personal ID and credit card (debit card) to any Hua Xia Bank outlet and let the staff activate the card for you.

This is the end of the introduction on how to use Hua Xia Credit Card and how to exchange points for annual fee with Hua Xia Credit Card. Did you find the information you need?