1. What is Bank of Communications Haoxiangdai? Can it be used to buy a car?

Yes, this is an automatic installment business, using loans to entice you to sign an agreement. . . When you swipe your card (the amount is equal to your original limit plus the loan limit), you can swipe it directly to convert it into installments. . . So if you don’t have a loan plan and don’t want to make installment payments, it’s absolutely ok. I asked about the card twice. My 10W quota is used to buy a car.

2. Can you buy a car with Bank of Communications Haoxiangdai? In which car markets in Guizhou can it be used?

Yes, this is an automatic installment business, using loans to tempt you to sign an agreement. . . When you swipe your card (the amount is equal to your original limit plus the loan limit), you can swipe it directly, but if it exceeds 1,500, it will automatically be converted to installments. . . So if you don’t have a loan plan and don’t want to make installments, it’s better not to do it. It is absolutely possible to buy a car. I asked customer service twice, as long as the other party supports credit card payment. My 100,000 quota is used to buy a car.

3. What is Bank of Communications Haoxiangdai? Can it be used to buy a car?

BoCom Haoxiangdai is an automatic installment business.

Buying a car is not allowed. Bank of Communications Haoxiangdai can generally be used for shopping in shopping malls.

Bank of Communications Haoxiangdai:

Haoxiangdai is a new credit card installment business launched by Bank of Communications, with high exclusive limits (up to 150,000) and convenient services process to provide bulk consumer credit support.

The Haoxiangdai credit limit is a non-recyclable independent limit added to the original limit under a designated card. This limit does not participate in and does not affect the original limit of all credit cards under the cardholder's name, up to a maximum of 150,000. . This quota is valid within 90 days from the date of successful application.

The non-recyclable limit of Haoxiangdai means that the used limit of Haoxiangdai will not be automatically restored due to repayment, return, cancellation of installments, etc.

4. What does transportation credit card Haoxiandai mean?

Transportation Credit Card Haoxiangdai is a new credit card installment business launched by Bank of Communications - Haoxiangdai, which provides bulk consumer credit with a high exclusive limit (up to 150,000) and convenient service procedures. support. The Haoxiangdai credit limit is a non-recyclable independent limit added to the original limit under a designated card. This limit does not participate in or affect the original limit of all credit cards under the cardholder's name, up to a maximum of 150,000. This quota is valid within 90 days from the date of successful application. The non-recyclable limit of Haoxiangdai means that the used limit of Haoxiangdai will not be automatically restored due to repayment, return, cancellation of installments, etc. Transportation credit card Haoxiangdai use process: (1) Customers who have signed a Haoxiandai credit limit, within the validity period of 90 days, use it at UnionPay unrestricted merchants, and the single large consumption amount is greater than or equal to the transaction starting amount, the amount will be The number of installments set by the cardholder is automatically converted into an installment plan. The starting amount of the transaction (RMB 1,500 or RMB 3,000) and the number of installments (12 or 24) are determined independently according to the customer's wishes. (2) After the installment is successful, repay the loan on time according to the number of installments (including the principal and handling fee of each installment after the installment of Haoxiangdai).