After half a year of use, you can apply for a quota increase, usually once a month. After holding the card for a period of time, you can apply for an increase in your credit limit through the customer service hotline or by calling the customer service hotline.

The limit of any credit card depends on the effective income and asset security value provided by the individual during the application process. The credit limit of a credit card is positively correlated with the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit obtained.

Therefore, applicants must provide proof of income and statement of asset security. Asset guarantees include fixed assets such as real estate and cars, as well as current assets such as savings and bonds. Extended information

Persist in applying and seize the opportunity to apply, a two-pronged approach. For credit card users, you can insist on using the phone to apply to increase the credit card limit, because different customer service or staff have slightly different attitudes and principles when processing applications in this area. Maybe they failed the previous one but passed the next time, and Keeping a record of your phone application will also help you apply for a quota increase in the future.

Use the threat of card cancellation or sleep suspension. When you have made multiple applications and been rejected, you can consider using this trick. Just tell the bank's customer service or staff directly. If the credit card limit cannot meet the actual needs, you will consider canceling the card. It is best to present some facts. Of course, the attitude should not be too bad. It is best to be soft but hard, so that you can easily gain room for negotiation and maneuvering.

Baidu Encyclopedia-Credit Card Limit