Bill installment is a repayment method that the repayment period and expenses are agreed in advance;

The minimum repayment period is uncertain, and the use time is discretionary, with daily interest and monthly compound interest.

There is a handling fee for the installment payment of the bill. We provide cardholders with a variety of periods: 2, 3, 6, 10, 12, 18, 24 and 36. The handling fee rate for a single installment is 0%~ 1.67%, and the actual rate and installment number are subject to the order application system.

The minimum repayment amount of a credit card cannot be set by yourself. Refers to the minimum monthly repayment amount of a credit card, which will be displayed on the bill of the credit card in the current month.

Minimum repayment amount of credit card = 65,438+00%, all general transactions of credit card account+65,438+000%, all outstanding installment transactions of account+65,438+000%, the outstanding part of the minimum repayment amount in the previous period+65,438+000%, all funds used in excess of the credit limit of account+65,438+000.

If you can't pay off in one lump sum, you can pay off the minimum repayment amount on time before the final repayment date, without affecting your personal credit, but you can't enjoy the interest-free repayment period. All consumption in the current period will bear interest from the bookkeeping date, with a daily interest rate of five ten thousandths. (Repay in full and on time, and you can enjoy an interest-free period for spending by credit card. )