wechat can pay back the credit card with small change. According to the "Can Credit Card Repayment be Paid by WeChat" published by Caiti. com, WeChat has the function of paying back credit cards, and users can transfer money to credit cards through WeChat, which requires a certain handling fee. Users don't want to pay the handling fee, so they can choose mobile banking or online banking to return the credit card. There is no handling fee for these two ways to transfer money. According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders. The credit card stipulated in the relevant laws of our country ("the NPC Standing Committee's Interpretation on the Credit Card Provisions of the People's Republic of China and the Criminal Law of the People's Republic of China") refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.