China Merchants Bank, China CITIC Bank, Industrial Bank, Minsheng Bank, China Everbright Bank, Shanghai Pudong Development Bank, and China Guangfa Bank are all easier to apply for, and their credit lines are relatively higher.

Credit card application conditions:

1. Be 18 years or older; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a permanent job certificate; 5. Cover Proof of income with the financial seal of the unit; 6. Proof of other financial resources, such as real estate, cars, stocks, bonds, etc.; 7. Proof of social pension insurance; 8. Provide two contacts.

The first three conditions must be met, and providing 4-7 supporting materials as much as possible will increase the success rate of card application and credit limit. It is best to apply for a credit card at a bank branch. You will be notified by phone after approval.