Find out how long the interest-free period of your credit card is, preferably before the final repayment date.

Tip 2:

Choose the repayment method that suits you.

(1) Some regional branches have also opened third-party payment and repayment services. Of course, these credit card repayment methods have their own advantages and disadvantages.

(2) Cardholders can choose the repayment method that suits them according to their actual situation and the policies of local branches.

Tip 3:

Third-party payment platforms are more cost-effective.

(1) Generally speaking, friends who are familiar with the Internet can choose online banking for repayment, which is quite cost-effective.

(2) If it is inter-bank repayment, there will be a certain handling fee. If borrowers want to save money, third-party payment platforms like Alipay Tenpay are very practical and often used.