if you buy a car with a loan from Tesla, Tesla will generally recommend the loans from China Merchants Ping An China. For the purchase of Tesla model3 standard battery life by loan, if it is prepared for 36 purchases, the annualized rate is 4%; The annualized rate for purchasing in 6 installments is 4.33%. Seeing this, although Tesla, a pure electric vehicle, is thought to be energy-saving and environmentally friendly, Tesla has a higher loan interest rate than other cars. However, in order to close the distance with consumers, Tesla has introduced many preferential policies to allow more consumers to use Tesla as soon as possible.
Four kinds of premium preferential activities launched by Tesla
1. Preferential scheme for recommending old car owners
This method is to recommend new car owners to buy through Tesla's old car owners, and the new car owners can get discounts from 8 yuan when they buy, and the old car owners can also get gifts from Tesla accordingly or have the priority to buy the Signature version of Tesla Model X. The preferential scheme recommended by old car owners is applicable to Tesla Model S 75, Tesla Model S 9 and Tesla Mode X.
2. Preferential scheme for fuel vehicle replacement
The main purpose is to buy Tesla and get the right to activate the automatic driving function for free with a value of 27,5 yuan. The models applicable to this scheme mainly include Tesla Model S 75 and Tesla Model S 9.
3. The financial leasing scheme
is suitable for the Tesla Model S 9 car series. With this loan method, the car purchase can achieve 12 zero procedures.
4. Bank financial discount scheme
Bank financial discount loan can enjoy bank discount, and its rate can be as low as %-3% per year, and the maximum loan can be 7, yuan. The applicable models are Tesla Model S 75 and Tesla Model S 9.
Tesla's installment payment is interest-free. However, it mainly depends on the credit information of the lender and which institution to borrow from. If the borrower has many overdue records, it will be difficult to pass the loan application, because we all know that no matter which lending institution, it is bound to inquire about the lender's credit report, and the bank will generally refuse the lender's application request with poor credit information. However, in order to stimulate the economic market, many banks have introduced services to relax credit records, and even consumers with black spots can successfully borrow money.
Although Tesla's loan can be interest-free, we should pay attention to the following points:
1. Although there will be a 6-year interest-free activity of Tesla on the Internet, there is no exact owner certification for the accuracy of this information, only a few scattered voices on the Internet.
2. At present, it is certain that Tesla has a three-year interest-free loan service, but if the owner borrows for five years, he will charge interest, while Tesla's interest will be higher, and some places even charge 8% interest, which is obviously not cost-effective.
3. At present, interest-free loans for 2-3 years are popular with the public, which is also a reasonable loan plan.