Credit cards have become a common payment method in our lives, and now there are more and more varieties. Each bank has launched different types of credit cards, even Huabei and Baitiao are both Credit cards are of the same type. Credit cards can not only relieve the stress of our lives, but the most important thing is that they are spent first and paid back later. They can fully meet the living needs of office workers during the period when wages are not paid, and are quite convenient.

Credit cards do bring convenience to our lives, but they also have disadvantages. After all, banks apply for credit cards for us to make our lives more convenient, and they also have certain operating costs. If If you spend too much this month and can't pay it off at the moment, you can choose to pay in installments or the minimum repayment. This can indeed relieve some of our financial pressure, but the interest is very high and you won't feel it at first. The more you use it, the more you will find that you have fallen into the pit of credit cards and are unable to repay them, and the interest is also piling up.

We need to make it clear who contacted you. If it is not the official customer service of Ping An Bank, then I don’t think you need to pay attention to it at all. If it is the official customer service of Ping An Bank, in order to be sure, it is also necessary Call their official customer service or go to the bank for consultation. After all, I never believe that pie will fall from the sky, and if it falls so big, you will be knocked unconscious even if it falls, so no matter whether it is true or not, you must go there yourself I will verify it myself. If it is true, I feel it is indeed very good. The interest rate of 26,400 yuan is still very high. The interest rate of Ping An Bank is indeed very high. The interest alone is a big expense.

Although credit cards have enriched our lives, they are not capital for our wild consumption. I feel that I can plan my own wealth every month, so that it is orderly and does not spend money randomly. Time Over time, you will accumulate a lot of wealth for yourself. It is said that we are moonlight people. If you don't control it, it further proves this sentence. We must have certain financial management concepts to realize our financial freedom as soon as possible.