1. You can apply for a bank card during card disconnection. When handling a bank card, the agent needs to sign a risk warning that the bank card is for personal use only. If the agreement is violated, the penalty will be imposed according to the penalty clause in the risk warning. In order to prevent telecom fraud and ensure the safety of customers' funds.
2. Legal analysis: A nationwide card cutting operation (cutting off calling cards and bank cards) has begun, which concerns everyone.
3. yes. Card Action is an action to severely crack down on new illegal crimes in telecommunications networks and clean up and rectify fraudulent phone cards, Internet of Things cards and related Internet accounts according to law. As long as real-name registration system is registered, you can open a card. On June 10, 2020, the State Council held a meeting and decided to carry out nationwide actions.
4. Yes. Under the background of the "card-breaking" action, banks all over the country have imposed "strict control" on individuals opening new accounts. Now it is difficult to apply for bank cards only by "ID cards". You need to apply for a second card with your work certificate or official documents.
5. Card breaking operation can handle second-class cards. According to the public information of relevant information, this card can provide more convenience and security, and can better protect your property and privacy. It can provide more functions, such as Alipay, WeChat payment, online banking and so on, which can make online payment more convenient.
6. 10 From June, the Supreme People's Procuratorate, together with the Supreme People's Court, Ministry of Public Security, Ministry of Industry and Information Technology, People's Bank of China and other departments, launched a nationwide "card-breaking" campaign to severely crack down, control and punish illegal and criminal acts of renting and selling telephone cards and bank cards according to law.
How many years has broken the card been implemented?
The card opening operation started on June, 2020 10, and the first round ended on October, 20, 2020/kloc-0. On June 6th, the the State Council Inter-Ministerial Joint Conference decided to launch a nationwide card-cutting operation. Since the launch of the operation, all localities and departments have attached great importance to it and carefully organized it, which has quickly set off a climax of cracking down on rectification.
Those who dismantle their cards can be sentenced to fixed-term imprisonment of not more than five years or criminal detention. According to Article 45 of the Criminal Law, the maximum term of imprisonment for a single crime is 15 years, which is more than six months but less than fifteen years, except as stipulated in Articles 50 and 69 of this Law.
Restrict business. Suspend the non-counter business of bank accounts of relevant units and individuals within 5 years, and pay all business of accounts. That is to say, relevant units and individuals can't use bank cards to deposit and withdraw money at ATMs within five years, can't use online banking or mobile banking to transfer money, can't shop by credit card, and can't pay quickly through shopping websites.
It has been three years since the card opening operation began, and the card opening operation will continue and will not end.
If my card is cut off, will I be on the disciplinary list?
Not necessarily. In some places, the card-breaking action may only restrict non-counter bank cards, but not restrict the third-party payment of WeChat and Alipay. Therefore, although WeChat Alipay can be used, it may have been on the disciplinary list.
If there is no record, it will not affect. The disciplinary measures for card disconnection are as follows: credit punishment; Restrict business; Strictly manage accounts; Legal sanctions. The card-breaking action is to crack down on new illegal crimes in telecommunications networks, and clean up and rectify fraudulent phone cards, Internet of Things cards and related Internet accounts according to law.
Credit punishment. The People's Bank of China records relevant information in the basic financial credit database, and records violations of laws and regulations in personal credit reports, which will affect the loan and credit card applications of relevant personnel in a certain period of time. Restrict business. Suspend the non-counter business of bank accounts of relevant units and individuals within 5 years, and pay all business of accounts.
How many years will the card opening operation be punished?
1, year165438+1October 22nd. The penalty for card disconnection is five years, that is, 20211.22 to 1.2026. Card-breaking punishment: All bank cards are not at the counter, so you can't use Alipay and WeChat to pay, and keep a mobile phone number. After five years, the card-breaking penalty will be lifted and turned into a credit penalty.
2. Those who operate under a broken license may be sentenced to fixed-term imprisonment of not more than five years or criminal detention. According to Article 45 of the Criminal Law, the maximum term of imprisonment for a single crime is 15 years, which is more than six months but less than fifteen years, except as stipulated in Articles 50 and 69 of this Law.
3. Restrict business. Suspend the non-counter business of bank accounts of relevant units and individuals within 5 years, and pay all business of accounts. That is to say, relevant units and individuals can't use bank cards to deposit and withdraw money at ATMs within five years, can't use online banking or mobile banking to transfer money, can't shop by credit card, and can't pay quickly through shopping websites.
4. Those who operate under a broken license may be sentenced to fixed-term imprisonment of not more than five years or criminal detention. Depending on the charges, you may be sentenced to public surveillance, criminal detention, fixed-term imprisonment and other penalties.
5. What kind of criminal punishment the parties finally face is determined according to the facts of the crime, the nature of the crime, the circumstances of the crime and the degree of harm to society, as well as the statutory circumstances of heavier, lighter and mitigated punishment.