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How to transfer credit cards to WeChat?
As of March, 20021year, credit cards cannot be transferred to wechat. Wechat only supports bank savings cards in Chinese mainland, not credit cards and overseas (Hong Kong, Macao and Taiwan) bank cards. Support 308 banks.

For example: Industrial and Commercial Bank, China Construction Bank, Agricultural Bank, Bank of Communications, Postal Bank, etc.

If you need to use the cash withdrawal function of the credit card, you can use the overdraft cash withdrawal method, which is equivalent to the cardholder's small loan to the bank. From the date of cash withdrawal, the cardholder will be charged with interest every day and compound interest every month.

In the past, the daily overdraft limit of most bank credit cards was 2000 yuan per card. Different from overdraft consumption, credit card withdrawal is a paid service, and banks implement the rate standard of 0.5%-2.5% for credit card withdrawal.

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Different banks charge different fees. The interest rates of credit card overdraft withdrawal in the five major banks are relatively low. Generally, it is charged at 0.5%- 1% of the cash withdrawal amount. China Construction Bank charges 0.5% of the withdrawal amount through its own bank or UnionPay network, ranging from the lowest in 2 yuan to the highest in 50 yuan. ICBC's customer service said that customers don't need to pay the handling fee when they deposit their money with the local ICBC withdrawal card. ICBC needs to charge a handling fee of 1% of the cash withdrawal amount in different places, ranging from 2 yuan to 100 yuan. Inter-bank charges for each transaction in 2 yuan or 4 yuan.

The customer service staff of ABC said that credit cards are used for consumption and it is not recommended to withdraw cash. The general handling fee is 1% of the cash withdrawal principal, with a minimum of 1 yuan for each transaction, and an inter-bank 2 yuan will be added for each transaction. Bank of Communications will charge 1% of the transaction amount for RMB cash withdrawal in China, with a minimum of 10 yuan per transaction (Y-POWER credit card will withdraw RMB cash in China, and each transaction will be 5 yuan); Bank of China distinguishes between Great Wall series cards and Bank of China series cards.

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