The credit card consumption mode of CITIC Bank is the transaction confirmation mode when the cardholder uses the credit card to spend at the POS machine. CITIC Credit Card has two consumption patterns:

"Signature" consumption mode: After spending by credit card, the cardholder signs the POS purchase slip to confirm the transaction.

"Password+signature" consumption mode: When using a credit card to swipe a card at UnionPay POS, POS will ask the cardholder to enter the transaction password to verify the cardholder's identity, and after the transaction is successful, the cardholder needs to sign a purchase order at POS to confirm the transaction.