The following are some basic knowledge about ABC's credit currency:
1. ABC Credit Coin is a virtual credit card product without physical media issued by China Agricultural Bank. Eligible ABC credit card customers or other individual customers can apply for credit currency.
2. Application conditions
ABC credit card customers. Customers who hold at least one normal ABC credit card (except physical cards and business cards). Qualified individual quality customers of ABC. Such as mortgage customers and contract customers.
3. Application amount
At present, during the trial operation, the bank channel application is not higher than 1 1,000 yuan, and the counter channel application is not higher than 30,000 yuan.
4. Installment rate
The number of optional periods is 3, 6, 9 and 12. Before 2065438+June 30, 2007, the preferential rate is 0.49% for each period, and the handling fee will be charged in one lump sum on the first billing day.
5. Staging quota
The credit line is generally the cash withdrawal line of the credit account, that is, 50% of the credit account line, and the accumulated installment balance does not exceed 50,000 yuan.
6, operation process
(1), log in to Zhang Yin, click Credit Card-ABC Credit Coin, and perform soft token verification in Zhang Yin's background;
(2), product introduction, pre-credit line, credit investigation, online verification, ABC credit currency user agreement;
(3) Verify the card information in your name, fill in the required information of 16 person, unit and contact person, complete the account opening, send a short message, display the card number, expiration date and CVV information, set the transaction password and inquiry password, and click OK to activate the account.
(4) Cash installment can be handled directly.