The conditions for opening the Black Gold Card of Agricultural Bank of China are as follows:

Existing customers must have average daily financial assets of more than RMB 1 million (inclusive) in the 12 months before the application date of Agricultural Bank of China. . New marketing customers apply for customers whose daily average financial assets or purchase of investment financial products reaches RMB 1 million (inclusive) or more. There are also some additional conditions, such as members of the Hurun Fortune Ranking, members of the Hong Kong Jockey Club, annual consumption of 2 million yuan, CEO or chairman of well-known companies, etc. Agricultural Bank of China’s black gold card adopts an official invitation system, and users cannot apply for it on their own initiative. Agricultural Bank of China is a large state-owned bank managed by the central government. Founded in 1951, it is one of China's major comprehensive financial service providers.