Because it is a virtual card, you can't withdraw cash directly, and you can apply for cash installment. Cash installment refers to the business that the cardholder applies to CCB to withdraw a small amount of money with his own dragon card and repay it in installments. After the approval, CCB will transfer the funds to the cardholder's collection account, and the cardholder will repay the money every month within the agreed time limit and pay a certain fee. This business can be applied in CCB online banking, Shanrong business, mobile banking and other channels. The maximum amount of cash installment application shall not exceed the available credit limit of the cardholder, and the accumulated amount shall not exceed RMB 50,000. After you apply, CCB will independently review the cash installment application and decide whether to approve the installment amount and the amount. Cash installments 3, 6, 12, 18 and 24 can be selected freely, and the corresponding benchmark rates are 0.8 1%, 0.75%, 0.75% and 0.75% respectively (Note: monthly fee = total installment amount * fee rate, before the end of the year, After the application is successful, the cash installment amount will be transferred to your savings card immediately, and you can take it out on the spot and repay it in installments every month.