If it is a CMB credit card, there is a 3-day grace period (no need to apply) for credit card repayment (including e-installment), and the minimum repayment within three days from the repayment date will not affect your credit history.

For example, the final repayment date is the 5th of each month, and it is normal to delay repayment for 3 days until 24: 00 on the 8th of that month.

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1. If China Merchants Bank uses its credit card to transfer repayment from other banks, it is recommended to handle it 1-2 days in advance, and pay attention to the time limit of the account.

2. Full repayment does not generate expenses, and the minimum repayment amount will generate interest expenses.

(Response time: March 9, 2020. Please refer to the latest business changes announced by China Merchants Bank in official website. )