Credit card application review is a comprehensive evaluation. Generally, there are many factors that can be referenced in the review, such as the nature of the customer's work, education, income, personal stability, personal social credit, and the use of other financial products.

If the application is unsuccessful, I hope Ping An Bank will re-examine this application. It is suggested to provide more personal financial certificates that have not been provided before, such as a copy of salary records, proof of self-owned property, vehicle driving license or invoice (necessary information for the application of owner's card), or a copy of bank time deposit certificate, other bank credit card statements, water, electricity and coal payment vouchers and other original materials. With these materials, banks can ask the audit department to re-examine. If you are interested, you can call the credit card 24-hour customer service hotline 955 1 1, press key 2, and select "manual service" according to the voice prompt to apply for retrial.

If it is inconvenient to provide more personal information, you can reapply after 3-6 months.