What are the points rules for China Construction Bank credit card (debit card)?

Construction Bank credit card (debit card) points are divided into special points and comprehensive points. The specific points rules are as follows:

1. Special points: Holders of China Construction Bank Shanghai Volkswagen Long Card Credit Card (Loan Card) Credit card) can earn 1 point for every RMB 166 or equivalent spent, and the points will be accumulated in integer multiples of 1 point. Special points can be transferred to the comprehensive points account.

2. Comprehensive points: holders of China Construction Bank Dragon Card credit card (credit card) will earn 1 point for every RMB spent and 7 points for every USD 1 spent; holders of European Travel Card credit cards (credit cards) will earn 1 point for every RMB spent. Earn 9 points for every €1 spent.

What are the points rules for CCB credit cards?

Credit card holders can accumulate individual customer comprehensive points by swiping their cards for consumption (except Dragon Card commercial cards) (except for transactions or merchants designated by China Construction Bank that do not accumulate points).

1. The comprehensive points for individual customers are that the cardholder uses the Dragon Card credit card and earns 1 point for every RMB 1 spent on the credited amount (1 point for every RMB 166 spent with the Shanghai Volkswagen Dragon Card), and every dollar spent 1 yuan will earn 7 points (spent with Shanghai Volkswagen Dragon Card, US$166 will earn 7 points), every 1 euro spent will earn 9 points, and the portion less than 1 yuan will be rounded up;

2. Cardholder’s Credit card consumption points will generally be included in the customer's comprehensive points account within three working days after the consumption is recorded. In special circumstances, the actual crediting time shall prevail;

3. Supplementary card holders The points earned will be automatically combined into the comprehensive points of individual customers of the main card to which they belong. Credit card points redemption can only be redeemed by the main cardholder himself, and supplementary cards cannot directly participate in point redemption;

4.2017 Starting from January 1st, points are valid for up to five years (calculated in a calendar year, including the year in which points are accumulated), and are non-recoverable. Points accumulated before December 31, 2016 (inclusive) are permanently valid;

5. Anyone who returns the goods or services purchased with the card, or refunds due to disputes over the purchase order, or other reasons, CCB will deduct the points earned from the transaction;

6. Cardholders use their credit cards to make purchases at hotels, hotels, restaurants, entertainment, department stores, and other retail stores through China Construction Bank Credit Card Points can be accumulated for mail-order installments and merchant installments carried out by the center.

Details of the points rules can be viewed through the Points Mall.

(In case of business changes, please refer to the actual situation.)

How do CCB credit cards earn points? Earn one point for how much you spend.

CCB credit cards generate points through consumption. Taking the Dragon Card credit card as an example, you will earn 1 point for 1 yuan spent.

You can refer to China Construction Bank’s announcement on adjusting the points accumulation rules for Dragon Card credit cards in supermarkets. From November 1, 2018 to March 31, 2019, Dragon Card credit card holders can spend at supermarket merchants. [Merchant Category Code (MCC): 5411] Accumulated comprehensive points, 1 comprehensive point is accumulated for every 1 yuan spent, and each person can earn up to 3,000 points per calendar month.

Points are only added to the main cardholder’s comprehensive points account, and the points are rounded. The comprehensive points obtained cannot be used with special points such as airline co-branded cards, car cards, Tencent e-Long cards, and family love cards. Make the conversion.

Extended information:

Cardholders who use the Dragon Card credit card will earn 1 point for every RMB 1 spent, 7 points for every USD 1 spent, and 1 Euro spent with a European travel card. 9 points. Successfully handle the CCB credit card merchant installment and mail-order installment business, and receive points equal to the total installment principal at one time. Successfully handling the consumption installment business will not change the original transaction points and will not be counted. Points will no longer be accumulated when handling car purchase installment and housing installment business.

Cardholders use China Construction Bank credit cards to make purchases at hotels, hotels, restaurants, entertainment, department stores, and other retail stores, as well as for mail ordering and installment payment of goods through the China Construction Bank Credit Card Center. Points can be accumulated.