CCB credit card is 6,543,800 yuan+0.5 million yuan. How long will it take to pay it off? How much is the principal and interest? What is the minimum monthly payment?
Generally, the repayment is made in 6, 12, 18 and 24 installments. If the repayment is made in 24 installments, the handling fee rate is about 0.6%, that is, your monthly repayment = 15000 /24 months+15000 * 0.6% = 6250+900 = two years, and you overpaid 2 1600 yuan.