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Is there an over-limit fee if the temporary credit line of China Merchants Bank fails to repay in full?
The validity period of the credit card temporary limit is the use time of your temporary limit, and it will be restored to the original limit after exceeding the time limit. Repayment is still based on the amount of your bill before the due repayment date. Generally, the temporary limit of personal card account is valid for about 30 days, and the specific time shall be subject to review. If it is necessary to extend the validity of the temporary quota, please reapply after the temporary quota expires.

After the successful upgrade of 1., temporary lines can be used immediately. The temporary line used (exceeding the fixed line) does not enjoy the convenience of circulating credit, and must be paid off in one lump sum on the due repayment date. The specific repayment amount is subject to the bill. If the account is not paid off on time, interest will still be charged. 2. The use of temporary line will not result in over-limit fees. 3. There is no handling fee for applying for temporary increase of quota. 4. Applying for the temporary quota requires bank evaluation, and the results may be inconsistent every time.

You can consult any credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center.