After the successful upgrade of 1., temporary lines can be used immediately. The temporary line used (exceeding the fixed line) does not enjoy the convenience of circulating credit, and must be paid off in one lump sum on the due repayment date. The specific repayment amount is subject to the bill. If the account is not paid off on time, interest will still be charged. 2. The use of temporary line will not result in over-limit fees. 3. There is no handling fee for applying for temporary increase of quota. 4. Applying for the temporary quota requires bank evaluation, and the results may be inconsistent every time.
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