Credit card payment suspension refers to a precautionary measure taken by banks to strengthen management and ensure safety, so as to prevent property losses and negative effects caused by the theft of forged bank cards or lost credit cards. Equally important, when the cardholder requests to stop paying the main card or supplementary card, the bank should respond in time to reduce the losses and risks of the cardholder.

if the loss of the credit card is reported, the main card requires the secondary card to stop paying, and the payment is not paid on time when the limit is exceeded, the credit card may be stopped, and the credit card can only be used again after the payment stop status is resolved. In addition, the suspension of credit card payment will also be reflected in the personal credit report.

is credit card payment suspension a blacklist?

not necessarily. In fact, the credit card holder can ask the bank to change the credit card to the status of payment suspension and will not be blacklisted. However, if the credit card stop payment is due to the bank's stop payment of the cardholder's credit card to control the risk, it will be blacklisted, because this stop payment is mainly caused by the cardholder's continuous or intermittent overdue.