Loans and credit card processing are two different businesses. If there is a China Merchants Bank in your city, you can try to apply for a loan through a China Merchants Bank outlet. The conditions and application materials required for each loan project are different. Please call the China Merchants Bank customer service hotline from 8:30-18:00 and select "2 Manual Service-" 1" Personal banking business - "4" Personal loan business enters manual service and provides the information required for loan purpose and city details. Whether your loan application is approved or not, please refer to the comprehensive review results of the personal loan department of the handling bank.
If you meet the application requirements for a CMB credit card, you can try to apply. The most important requirements for applying for a CMB credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The credit card application result shall be subject to our bank's actual review. The required application documents are copies of identity certificates and employment certificates. If you can provide other financial documents, it will help us better understand your personal situation. Determination of credit limit.
If you are interested in a China Merchants Bank credit card and have never held a credit card from our bank, you can apply in the following 4 ways:
1. Please log in to your credit card. website, select "Apply for Credit Card" - "New Customer Application";
2. Please bring your original identity certificate, work certificate and financial certificate documents to any business outlet of China Merchants Bank to apply in person;
3. You can also call the customer service hotline, select "3#" in the voice message to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you and notify our local staff to contact you to confirm the application. Matters.
4. If you have applied for the professional version of our online banking, you can apply through the professional version.
Remind you that the issuance of the credit card will be subject to the final review result.