You can also use the following loan software without binding a bank card. First, flash money to send this loan software is suitable for students, office workers and self-employed. It is easy to apply for a loan without a credit card. The amount generally ranges from 500-5000 yuan, which requires sesame credit authorization. II. Follow-up Loan The follow-up loan is a credit card-free product jointly launched by Shanghai 2345 Hailong Finance and BOC Consumer Finance. You can use your ID card for a loan with a maximum amount of 5,000 yuan. Just download the random loan app to apply for a loan, and you can get the cash in 2 minutes and lend it directly to the bound bank card. Third, the threshold for lightning small loans is low. Just fill in your personal information and you will receive the loan in a few hours. The general loan amount ranges from 1, 000-50,000 yuan, with low monthly interest and flexible term. It can be said that 30 minutes of evaluation and 2 hours of lending. Fourth, hunting horse white stripes Hunting horse white stripes is a small fast loan software. You can get a loan without a credit card if you have an ID card, and you can lend money 1 hour. Download the Hunting Horse White Strip APP to apply for a loan quickly, and the review time is short. Five, borrow money to spend borrow money to spend is to provide short-term, small loan services for borrowers. When the borrower submits a loan application through the Lending Treasure APP, the system will conduct real-time credit verification, and the loan can be released quickly after verification. Provide a loan line of 1-3 months, 2000-5288 yuan.
How can I buy a mobile phone in installments without a credit card? You can try these methods.
Many card friends have started the mode of buying mobile phones by stages, but some friends are very helpless. Because they don't have a credit card, but they don't have the full amount of money, they want to know if there are other channels to buy mobile phones by stages. This is also a fact.
In addition to credit card installment, there are many e-commerce platforms that can buy mobile phones in installments. For example, you can use Bai Hua installment payment on Taobao and JD.COM white strip installment payment on JD.COM. Here is a brief introduction to related matters.
1, Huayuan buys mobile phones by stages:
You can buy a mobile phone in stages in a store that supports flower consumption. There are two stages, one is to buy by stages, and the other is to choose the stage after the bill comes out. Flower buds can be divided into 3/6/ 12 periods, and the total handling fee for each period is RMB. It should be noted that if you buy a mobile phone by stages, your spending quota must be equal to or higher than the price of the mobile phone. If the amount is too low, the payment cannot be successful. We can only find ways to increase the amount of flowers, such as paying off the arrears first, or getting a temporary amount.
2.JD.COM Baitiao buys mobile phones in installments:
JD.COM Baitiao buys mobile phones by stages, just like Bai Hua, which is divided into two stages. Only when the amount of Baitiao is greater than or equal to the price of mobile phone prepayment can the purchase be successful. However, it is different from Baihua. If the amount of IOUs is insufficient, it can also be paid in combination with the bank card, that is, the amount of IOUs is deducted in JD.COM first, and then the insufficient amount is deducted from the savings card.
JD.COM Baitiao can buy mobile phones in 3/6/ 12 installments, and the handling fee for each installment is relatively cheap.
The above is the introduction of "How to buy a mobile phone by stages without a credit card", and I hope it will help everyone. Finally, I would like to remind you that no matter which of the above methods is used to buy mobile phones by stages, you must repay them on time, otherwise you may have a bad credit record after the deadline, which will have a certain impact on handling credit cards and loans in the future.
How can I buy apples in installments without a credit card?
1, which is purchased by offline stores in installments.
Now many physical stores have cooperated with lending institutions to pay by installments. Users who don't have a credit card can ask the clerk if they support installment payment when buying an Apple mobile phone online. If yes, users can provide ID cards and bank cards and fill in relevant loan application materials to purchase an Apple mobile phone by installment. If the store does not support it, the user can go to a supported store. In-store installment payment, you need to ask the down payment and interest of installment.
2. The online platform is purchased by stages.
There are also many online shopping platforms that support the installment purchase of Apple phones, such as JD.COM, Tmall and Apple official website. In JD.COM Mall, you can buy an Apple mobile phone by installments with JD.COM Baitiao, and in Tmall Mall and Apple official website, you can buy an Apple mobile phone by installments with Bai Hua. On June18, Double Eleven and other event days, some businesses will have interest-free activities in installments, and Apple official website and Bai Hua have cooperation, which can be interest-free for up to 24 installments.
Step 3 apply for a purchase
If users don't have a credit card, the amount of white bars and flowers in JD.COM is not high, so they can't buy Apple mobile phones in installments, so they can apply for some credit loans to buy Apple mobile phones. Both WeChat and Alipay have credit loan products, and users can also apply in some consumer financial institutions. The threshold for applying for credit loans is generally low, and the loan amount is relatively high, so there is no need for mortgage, but it depends on the credit situation of users. If you want to apply for a loan, you must find a formal and reliable lending institution to apply, otherwise it will be easily cheated.
Can I buy a mobile phone by installment without a credit card?
1. You can buy an Apple mobile phone in installments without a credit card, as long as the purchase channel supports installment without a card.
2. At present, many sales channels support installment payment without credit card, such as Taobao Tmall, JD.COM Mall, Zhongguancun Online ZOL Mall, Pacific Network it Mall, etc. Of course, many offline stores also support installment payment without credit card. Please consult your local dealer for details.
Extended data
How to buy a mobile phone without a credit card:
1, operator temporary storage (contract machine):
Operators push 0 yuan to purchase the machine in stages, but they need to use the mobile phone card to reach the specified time, and the package fee cannot be lowered. This is the cooperation between operators and mobile phone manufacturers. Operators can better promote their mobile phone cards, while mobile phone manufacturers can speed up shipments and make profits. This purchase method generally requires going to a mobile phone shop.
2. White stripes on the online shopping platform:
Generally, this is more reliable, mainly to promote platform consumption, free of charge. For example, we are familiar with online shopping platforms, such as JD.COM, JD.COM, Taobao and Gome. In this way, you can choose the machine directly on the online shopping platform, and then choose the installment when you pay.
3. Direct online loans:
There are many such companies that lend you cash directly, and then you can cash it in installments on the platform. When you get the money to go shopping by yourself, such companies generally earn interest and handling fees, and they are not low, and they do what they can. It doesn't matter if you buy a machine, log on to the corresponding online lending platform, borrow money in installments, and then hold cash as an online shopping/direct entity.