After the credit report is bad, it is impossible to increase the limit of the credit card. Any bank attaches great importance to credit. Credit cards are used first and then repaid, which is a short-term lending behavior. For people with bad credit, banks It is impossible to be willing to borrow more money because you are worried about not being able to repay it.

Bad credit not only affects the credit card limit increase, but also has other adverse consequences:

1. When applying for credit cards and loans, banks will definitely use the applicant’s personal credit status as an important The reference basis and standards are different, but the general content is the same, that is, it depends on the applicant's credit. If the credit is bad, the bank will think that if the applicant has been overdue in lending or approving the card, then the probability of the same situation happening now will be It is relatively high, so it will be rejected.

2. If high consumption is restricted by the court due to bad credit, it will affect daily life in the future. Traveling by plane and high-speed rail will be restricted, children will be restricted when attending private schools, and consumption in star-rated hotels, nightclubs and other places will be restricted; There are restrictions on purchasing insurance and financial management, etc., which makes it difficult for dishonest people to travel.

Credit is becoming more and more important in today’s society, so you must cherish your credit.