Can I repay in advance by credit card installment?
Credit card installment repayment can be repaid in advance, but the cardholder needs to apply to the bank. Under normal circumstances, it is best to apply for credit card installment repayment in advance before the bill comes out. If the bill has come out, even if it is repaid in advance, it can only start from the next period. Cardholders can directly call the bank credit card customer service hotline to apply, or try to apply through the mobile banking credit card.
It should be noted that credit card prepayment by installment usually requires a certain penalty. After all, prepayment is a breach of contract. There are two main ways to collect credit card prepayment penalty. One is that after prepayment, the fees charged before will not be refunded, and the subsequent fees need to be paid in one lump sum; Secondly, the fees charged before will not be refunded, and the remaining installment fees will not be charged. Instead, a penalty of 3% of the remaining unpaid principal amount or the down payment will be directly charged as the penalty.
Generally speaking, no matter what kind of liquidated damages are collected, the installment fees already collected will not be refunded.
The above is the introduction of credit card installment prepayment, hoping to help.
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