You can swipe your own credit card, but it will reduce the cardholder's credit. Even if you switch merchants, once the bank monitors it, the card may be blocked directly.

UBS is a professional third-party payment company that integrates bank card acquiring and professional maintenance, value-added services and application technology system research and development.

In order to ensure the security of payment transactions, the People's Bank of China has fully popularized the use of chip cards. Therefore, when you use a chip card for transactions, please insert the card for transactions. If you use a card for transactions, a downgrade transaction will be displayed.

It should be noted that the state is increasingly punishing credit card cash-outs. The "Interpretation on Several Issues Concerning the Specific Application of Laws in Criminal Cases Obstructing the Management of Credit Cards" stipulates that if the amount is more than 1 million yuan, or Those who cause overdue repayment of more than 200,000 yuan of funds to financial institutions, or cause economic losses of more than 100,000 yuan to financial institutions, shall be deemed as "serious circumstances" and, in accordance with relevant provisions of the criminal law, may be "sentenced to fixed-term imprisonment of not more than five years or criminal detention, and A fine of not less than one time but not more than five times of the illegal income may be imposed, or a single fine may be imposed."

For "particularly serious circumstances", the offender may be "imprisoned for not less than five years and a fine of not less than one time but not more than five times the illegal income or property may be confiscated."