The annual fee for visa credit card (credit card) is waived during the validity period. This means that the annual fee for visa credit card (credit card) is directly waived during the validity period of the card. After this kind of visa credit card (debit card) is activated, even if the user has not used it, the system will not charge an annual fee. Of course, if the user has not used the card, the bank will not send a new card after the card expires. If the user uses the card, the bank will send a new card before the old card expires.

The newly received visa credit card (credit card) is the same as the old card, and there will be no annual fee for the new card.