How to activate online banking at China Merchants Bank

Currently, there is no need to activate the "login" function of China Merchants Bank's mobile banking; there is no charge for downloading and installation; however, mobile banking (payment, transfer, etc.) functions require It can only be used after activation. If you need to activate the mobile banking transfer and remittance function: 1. If you have the professional version, please log in to the professional version, click "All-in-one card" - "Function application" - "Transfer and remittance function" - "Management" - "Activate" - "SMS verification code transfer" "Limit", apply for activation and set the limit. 2. If you do not have the professional version or are inconvenient to log in, please go to any counter/visual counter of China Merchants Bank to apply with your all-in-one card and valid account opening certificate.

Chinese Merchants Bank all-in-one card online transfer (inter-bank transfer in the same city) limit per time:

1. If you log in and transfer through the professional version of the document certificate:

Inside and outside the bank All types of transfers and remittances are limited to a maximum limit of 50,000 yuan per transaction, and there is no total limit per day;

2. The limit regulations vary depending on the card transfer mode to other bank accounts:

"Ordinary "Mode transfer Ukey can be adjusted to the highest limit, no single limit limit;

"Quick" mode inter-bank transfers of less than 50,000 (including 50,000) can be accepted 724 hours; inter-bank transfers of more than 50,000 are accepted transfer.

Acceptable during working days from 8:30 to 17:00, the maximum single transaction limit is between 1 million and 10 million according to regional differences, and there is no total daily limit;

" In the "real-time" mode, no single transaction exceeds 50,000 yuan at any time, and there is no total daily limit.

3. If you transfer money through the public version of online banking, it cannot exceed 200,000 yuan per day, and there is no single limit limit.

How to increase the transfer limit:

In order to meet the convenience needs of our customers, China Merchants Bank has significantly increased the transfer limit through electronic channels, from the original single-day limit of 200,000 yuan to a single transfer. The limit is 1 million yuan, and the single-day transfer limit can reach 5 million yuan. Still adhering to the "all-free" principle of electronic banking channels, no transfer fees are required whether transferring to other banks' cards or cards in other places.

It is also very convenient to modify the transfer limit. Customers only need to follow the steps of "Transfer - Transfer Management - Electronic Bank Transfer - Modify Limit - Fill in according to the prompts" in the China Merchants Bank APP to successfully modify the transfer. limit.

It should be reminded that the transfer limit is only an increase in the upper limit and is not a required function. Customers can still limit the single account and daily limit according to their own needs. Of course, you still need to be careful when transferring large amounts and be wary of problems such as the recipient of the funds.

As the "Best Retail Bank in Asia Pacific", China Merchants Bank always puts customer safety and convenience first. At a time when the cumulative number of customers of the "electronic service window" China Merchants Bank APP has exceeded 60 million, and the number of customers bound to the Mobile Life APP has exceeded 47 million, on the basis of balancing the security of customer assets and liquidity convenience to the greatest extent, China Merchants Bank has launched an improved The move to limit transfers through electronic channels has been welcomed by all.

How to activate online banking at China Merchants Bank?

China Merchants Bank’s online banking is divided into professional version and popular version. The following is a detailed introduction to the activation method:

1. Open online banking for the professional version. Detailed instructions are available on the China Merchants Bank website

Bring your valid ID and China Merchants Bank card to a China Merchants Bank branch to fill out the "China Merchants Bank Online Personal Banking Certificate Application Form", apply for online personal banking (professional version), obtain the authorization code, and click "User Guide" Process run operation in .

2. Open online banking in the public version (debit card activation process)

1. Log in to China Merchants Bank Online and click "Personal Banking Public Version"

2. Select the bank card account opening place, enter the card number, query password and additional code

3. After logging in, click "Online Payment" - "Online Payment Application";

4. Select the place where you open a card account;

5. Read the "Terms of Responsibility";

6. Fill in the application form and submit it, which will activate the online payment function of your card;

7. After activating the online payment function, please log in to the public version, run "Online Payment Limit Management" on your all-in-one card, and set the daily online payment limit and online payment limit;

China Merchants Bank Customer Service Hotline : 95555 Golden Sunflower: 4008895555 Credit card (debit card): 8008205555

How to open online banking with a credit card?

Not only can you open online banking with debit cards, but you can also open online banking with credit cards. The most convenient credit card to open online banking is the credit card of China Merchants Bank. You can just go to the China Merchants website to register directly. However, for most credit cards of other banks, you need to go to the bank counter to open online banking. Of course, not all banks' cards can be used for online banking. For example, Bank of China's credit cards do not have online payment functions. For example, many shopping websites do not have options from small banks such as Pufa and CITIC in the card selection, so it is recommended to choose a big bank.

1. After receiving the credit card and password letter, go to the local Bank of Communications to open a debit card (an ordinary bank card), and ask the debit card to open a mobile phone contract (free of charge, no SMS charges).

2. To use a debit card as the main card for online banking, it is required to associate the credit card with the debit card, that is, the credit card is linked to the debit card of the main card.

3. Tell the teller at the counter to activate the credit card online payment function. At this time, the online payment function has been enabled, but you still need to go to the bank's online banking to activate it before you can officially use the credit card's online payment function.

4. Log in to the bank website - log in as a registered mobile user - log in for the first time - after setting the "user name" and "password" as required, you can log in with the user name.

5. After logging into the bank website, select "Bind" in "Customer Service", bind your credit card, and activate your online payment function in "Activation Management" of "Online Payment". It is ready for official use.

Selected credit cards from various banks for credit card processing

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How to enable online payment with China Merchants Bank credit card?

The favorite thing for many China Merchants Bank credit card holders is to shop online. If you want to shop online, you must activate the online payment function of China Merchants Bank. So, how to activate this online payment function? Can you set a payment limit?

1. Online payment activation method

If you want to use China Merchants Bank credit card to pay online, you must first have a credit card (if you don’t have a card, please click here to apply), and then activate this online payment function.

If you want to use the online payment function, you must first confirm that your credit card has been opened. After opening the card, you can activate the "online payment" function of the card you are using through the following two methods. Otherwise, some domestic online transactions will be blocked. Payment failed.

The activation method is as follows:

1. Online banking activation: Open China Merchants Bank credit card online banking, enter your account and password to log in, and click "Online Payment" → "Online Payment Function Application".

2. Mobile activation: Download a China Merchants Bank mobile app on your mobile phone, log in to credit card mobile banking, and enter "Online Payment" → "Online Payment Function Application".

2. Online payment limit setting

Many shoppers cannot stop shopping online. The final consequence is that they cannot repay the money. In order to avoid this situation, you can set Set a payment limit for credit card online payment. After the setting is successful, all credit cards under your name will enjoy an online payment limit. The limit will not be restored due to repayment. If the limit is insufficient, please reset it in online banking.

Note: Professional version payment, quick payment and online payment on overseas websites are not subject to the "online payment limit".

The setting method is as follows:

1. Online banking settings: Log in to credit card online banking and click "Online Payment" → "Online Payment Limit Settings".

2. Mobile phone settings: Download and log in to mobile banking, enter "Online Payment" → "Online Payment Limit Settings".

That’s it for the introduction of how to activate China Merchants Credit Card online banking.