If you are not satisfied with your credit card limit, you can apply for adjustment.
(1) Temporary quota increase
If there is a big consumer demand in a short time, you can call the credit card customer service hotline to ask for a temporary increase in the quota. In line with the conditions for the adjustment of the bank's temporary quota, the temporary quota adjustment can be realized within 24 hours. The temporary credit line is valid for 30 days, and the credit line will be automatically restored to the original credit line after expiration.
(2) Long-term quota increase
When there is a need to increase the credit limit for a long time, you can call the credit card customer service hotline, and the bank will promptly handle the demand for permanent adjustment according to the cardholder's credit card status and credit status:
1, frequently use credit cards to win by swiping the cards. In daily life, credit cards are used wherever you can swipe your card. Regular use will definitely help cardholders to increase their credit limit as soon as possible.
2. Ensure the amount of credit card spending every month. It is best to generate at least 30% of the total credit card consumption records every month. If it lasts for more than half a year, the banking system can easily recognize the cardholder's spending power and actively invite the cardholder to increase the credit limit of the credit card.
3. Ensure that the credit card can be repaid in full and on time. This is very important for credit card holders who want to raise the limit. If you can't repay in full and on time, there will be a bad record of credit card repayment, which will not only affect the cardholder's personal credit information, but also greatly extend the time for credit card to increase the credit limit.
4. Enrich the consumption types of credit cards. Different consumption types will reflect cardholders' different consumption concepts and spending power, and will also affect the progress of credit card promotion to some extent. Within the scope of our power, we will increase the opportunities for large-scale credit card spending to promote the credit card limit as soon as possible.