If a Pudong Development Bank credit card is overdue for 15 days, there will be liquidated damages and interest.

Shanghai Pudong Development Bank provides credit card users with a 3-day repayment extension service, that is, under normal circumstances, repayment can be postponed to the third day of the final repayment date, and repayment can be made before 21:00 on the third day. It's considered repayment on time.

The Pufa Credit Card can enjoy a maximum interest-free period of 50 days. You can enjoy the longest interest-free period from the day after the billing date to the 15th day of the next billing day. If you have not exceeded this period, you will not be charged. Repayment is considered overdue.

The most direct impact of overdue repayment is the creation of a bad credit record. Once this record is formed, it will affect your future personal credit and other banking businesses, such as lending, car loans, and small loans. Wait, and the overdue repayments cannot be erased within three years.

Interest and late payment fees will accrue if the Shanghai Pudong Development Bank credit card is overdue. If it is overdue and the amount shown on the bill is less than 10, then the entire bill will be charged 10 late payment fees * full penalty interest * 0.005 interest.