First, the monthly repayment of 1000 yuan is more reasonable. Monthly repayment of 1000 yuan can gradually reduce the amount of overdue debts, help pay off debts and reduce the accumulation of overdue interest.

Second, it is an ideal choice to pay off the arrears as soon as possible. Although the monthly repayment of 1000 yuan can gradually reduce the amount of arrears, if the arrears are not paid off in time, overdue interest will continue to be generated every month, resulting in an increase in total interest. Therefore, the best repayment plan is to pay off all the debts as soon as possible to avoid further extra interest and fines.

Third, it is recommended to notify the bank in time. It is important to keep in touch with the bank. It is recommended to inform the bank of the monthly repayment plan in time. In this way, the bank can record and manage your repayment, and give help and advice according to your repayment ability.

To sum up, monthly repayment of 1 0,000 yuan can be a way to gradually pay off overdue debts of10.6 million yuan. However, the best choice is to pay off all debts as soon as possible. At the same time, keep in touch with the bank and inform the bank of the repayment plan in time to get better support and solutions.

Extended data:

Overdue repayment will lead to the damage of credit records and have a negative impact on personal future economic activities. Therefore, it is very important to take timely repayment measures for overdue debts. If the repayment ability is limited, you can negotiate with the bank to make a reasonable repayment plan to reduce the burden and avoid further overdue.