if there is an unpaid part in the previous bill, our future debt repayment will give priority to the interest and handling fees owed in the previous period, and then the principal. After all the arrears are repaid, if there is any surplus, it will be used to repay the arrears of the current period.
if the cardholder's previous bill has been paid in full, all the arrears in the current bill and the money repaid before the repayment date will be given priority to offset the arrears of cash withdrawal, so as to avoid the cardholder's loss of interest due to cash withdrawal. This provision is still more beneficial to the cardholder.
the minimum repayment amount is 1% of the general transaction amount of the credit card, plus a part of all the minimum repayment amount, plus the credit limit, plus all fees and interest.
Just like when two credit cards are held in a bank, the minimum repayment amount is the sum of the minimum repayment amount held by each credit card.