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I just started work and have a salary card from China Bank. I didn't pay the insurance. Can I get a credit card?
The employee has just joined the company, and there is no running salary. If the employer fails to pay social security to the employee, the employee cannot apply for a credit card unless the employee has other securities or real estate to prove that the employee has a stable repayment ability. When a laborer establishes a labor relationship with an employer, the employer shall pay the legitimate wages of the laborer according to law, and shall not default or deduct them illegally.

Provisional regulations on wage payment

Article 15 The employing unit shall not deduct the wages of workers. Under any of the following circumstances, the employer may withhold the wages of the workers:

(1) Personal income tax withheld and remitted by the employer;

(two) social insurance premiums withheld by the employer and borne by the individual workers;

(3) The alimony and maintenance expenses required to be withheld by the court's judgment or ruling;

(four) other expenses that can be deducted from the wages of workers as stipulated by laws and regulations.

Eighteenth labor administrative departments at all levels have the right to supervise the payment of wages by employers. If an employing unit commits one of the following acts that infringe upon the legitimate rights and interests of workers, the labor administrative department shall order it to pay wages and economic compensation to the workers, and may order it to pay compensation:

(1) Deducting or delaying the wages of workers without reason;

(2) refusing to pay overtime wages to laborers;

(3) paying workers' wages below the local minimum wage standard.

The standards of economic compensation and compensation shall be implemented in accordance with the relevant provisions of the state.

Article 19 In case of a labor dispute between a laborer and an employer due to the payment of wages, the parties concerned may apply to a labor dispute arbitration institution for arbitration according to law. Anyone who refuses to accept the arbitration award may bring a lawsuit to the people's court.