There are several ways to determine whether the credit card has been successfully cancelled:

1, call the bank customer service to confirm. After applying for account cancellation, you should pay attention to whether you have paid off the money within 45 days. If you have, you should repay it in time, and then call the bank customer service to ask if the account cancellation has been successful.

2. Ask the bank to send the cancellation fax or mail the cancellation certificate.

With credit cards, young people can buy all kinds of goods according to their own needs. Over time, it will lead to excessive consumption of these credit card holders. After the credit card is overdrawn, the credit card holder needs to repay a lot of expenses. In order to relieve their financial pressure, they will choose to cancel their credit cards after paying off all their debts. The specific process of calling card cancellation is as follows:

1, take out your credit card, then get through the hotline at the back and call the bank credit card center to ask about cancellation, mainly depending on whether your card is suitable for cancellation and whether there is a balance.

2. Cancel the credit card by phone. After receiving the call, the bank will accept the user's application to cancel the credit card, and deduct the annual fee receivable from all the cards under his account, and the account balance will be zero or the customer will definitely give up the remaining deposit in the account.

3. Go to the bank counter to officially cancel the credit card. The cardholder must bring his ID card and the credit card to be cancelled to the bank to fill out the card cancellation application form. You can collect the card first, and then do the corresponding cancellation procedures one month later, but you can also make an appointment to cancel the account directly on the day of card cancellation.

In addition, I would like to remind you that credit card cancellation is divided into card cancellation and account cancellation. It is recommended to cancel the account after returning the card, otherwise there may be some problems in re-applying for the credit card. If there are still points in the credit card to cancel, it is recommended to redeem them all before canceling the card; After submitting the application for card cancellation, the cardholder shall not use the credit card again before it takes effect, otherwise the application for card cancellation will be automatically cancelled; After formal cancellation, cut it along the magnetic stripe of the credit card and discard it to prevent theft.

How to check whether the credit card is cancelled?

To check whether the credit card is cancelled, you can call the bank's customer service phone to confirm.

There are several ways to determine whether the credit card has been successfully cancelled:

1) Call the bank customer service to confirm. After applying for account cancellation, you should pay attention to whether you have paid off the money within 45 days. If you have, you should repay it in time, and then call the bank customer service to ask if the account cancellation has been successful.

2) Ask the bank to send the cancellation fax or mail the cancellation certificate.

Credit card cancellation is divided into card cancellation and account cancellation. It is recommended to cancel the account after returning the card, otherwise there may be some problems in re-applying for the credit card. If there are still points in the credit card to cancel, it is recommended to redeem them all before canceling the card; After submitting the application for card cancellation, the cardholder shall not use the credit card again before it takes effect, otherwise the application for card cancellation will be automatically cancelled; After formal cancellation, cut it along the magnetic stripe of the credit card and discard it to prevent theft. The specific process of calling card cancellation is as follows:

1) Call the bank credit card center to ask about cancellation, mainly depending on whether your card is suitable for cancellation, whether there is a balance, and so on.

2) Cancel the credit card by phone. After receiving the call, the bank will accept the user's application to cancel the credit card, and deduct the annual fee receivable from all the cards under his account, and the account balance will be zero or the customer will definitely give up the remaining deposit in the account.

3) Go to the bank counter to officially cancel the credit card. The cardholder must bring his ID card and the credit card to be cancelled to the bank to fill out the card cancellation application form. You can collect the card first, and then do the corresponding cancellation procedures one month later, but you can also make an appointment to cancel the account directly on the day of card cancellation.

1. Please pay attention to the following when canceling your credit card:

1) After the credit card is cancelled, please cut off the magnetic stripe of the card and handle it properly.

2) After cancellation, you can still log in to the online bank to check the accounting information, and the original card can still receive repayment or refund. Please pay attention to whether the credit card debt has been paid off.

3) If you want to resume using the credit card in the future, you can contact the customer service hotline 4008205555 to apply.

4) If you have other credit cards that have not been cancelled in our bank, the cancellation of some cards will not affect the use of other credit cards that have not been cancelled.

How to confirm that the credit card has been cancelled?

After the credit card is cancelled, it usually takes 45 days to call the customer service to confirm. At this time, the bank customer service will tell you whether it has been cancelled. If you don't have to ask the reason at this time, you can continue to cancel. After canceling the credit card, you must not use it. If you swipe your card, there will be arrears. At this time, the credit card cannot be cancelled.

The bank advises cardholders that after the normal account cancellation procedure, customers should also destroy the credit card entity, and the easiest way is to cut the magnetic stripe. Credit card cancellation requires "three attentions". Credit card cancellation does not leave a "tail". Whether through telephone banking or going to the bank counter, in addition to preparing the relevant proof card, you must also ensure that there is no debt in the card. If the deposit amount is small and unnecessary, you must explain it to the staff and ask for a refund.

After the credit card is cancelled, you can't just throw it around. The cancelled card also contains a lot of personal information. In some places, you can use it as long as you need it. Don't throw it around. If there is no need for collection, the magnetic stripe should be cut out and handed over to the bank counter for special crushing.

So much for the introduction of whether the credit card is cancelled and how to confirm it.