Both are financial management software. Relatively speaking, WeChat financial management is better, more profitable and safer, and it is the choice of steady investment.

1. Licaitong is a cash treasure Internet financial product launched by WeChat. It is a monetary fund invested and operated by Huaxia Fund. You can use the mobile phone WeChat operation, which is simple. The operation of the money fund, the daily rate of return is different, relatively stable.

2. The risk is very small. Monetary fund is an open-end fund. Judging from the types of financial products invested by open-end funds, it has a good liquidity money market tool. Also known as "quasi-savings products", its main features are "worry-free principal, convenient demand, regular income, daily income and monthly dividends".