How many digits are there in credit++

The++digits of credit cards can vary from 13 digits to 19 digits according to international standards, but most of our commonly used credit cards are 16 digits, while American Express's credit cards are 15 digits and Diners' cards are 14 digits.

1. Generally, cards starting with 6 are UnionPay cards, cards starting with 4 are cards with Visa logo, cards starting with 5 are cards with Master, and cards starting with 3 are cards with JCB logo. The first few digits of a card with the same logo in a bank's card are the same, which is usually stipulated by the bank itself. For example, in China Merchants Bank, cards with UnionPay logo start with 62258, those with Visa logo start with 4392, those with Master logo start with 5186, and those with JCB start with 3568.

In addition, it should be noted that the++digits of a bank's debit card and credit card are generally different. For example, in China Construction Bank, the debit card starts with 4367, which is 19 digits, while the credit card with Visa logo also starts with 4367, but it is 16 digits.

2. ICBC has 15 credit cards, 16 credit cards and 18 credit cards with 19 credit cards. It depends on what kind of credit card you are. ICBC's general++starts with 95588 or 6222. If it starts with the above two++,it should be 19 digits. If it's a credit card or a debit card, it's 16 digits, and so are those starting with 539, 4815, 458, etc.

3. In general, it is not necessary to change the credit++code when the credit card expires and the new card is sent directly by the credit card center. In addition, when the cardholder's card is damaged, the magnetic stripe cannot be sensed, and it is difficult to continue to use it, and it is necessary to change the card, there is no need to change the number of the credit card. However, in some cases,++needs to be changed. For example, when a new card due to be sent is not received on time and the cardholder applies for a new card,++will change. Because this is equivalent to reapplying for a credit card and registering an account in the bank. For example, when the cardholder issues a new card after reporting the loss,++will also change.

How many digits are there in China Merchants Bank's credit card

There are 16 digits in China Merchants Bank's credit card and 16 digits in general credit cards, and the digits in debit cards are different according to banks.

Credit cards are issued to cardholders by banks or credit card companies according to users' creditworthiness and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the BillingDate.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

consumers with credit cards can go to the special commercial service department for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit.

According to different card issuers, it can be divided into bank cards and non-bank cards:

Bank cards. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or withdraw cash at any time at all branches of the issuing bank or places with ATMs.

non-bank card. This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are dedicated to shopping in designated stores or filling gas stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by service industries, such as airlines and travel companies, which are used for ticket purchase, dining, accommodation and entertainment.

according to different issuers, it can be divided into corporate cards and personal cards:

corporate cards. Corporate cards are issued to all kinds of industrial and commercial enterprises, scientific research and education institutions, state party and government organs, military units, organizations and other legal organizations.

personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. Personal cards are applied for in the name of individuals and bear all the responsibilities of using them.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards:

Ordinary cards. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and their requirements are not high.

gold card. Gold card is an advanced credit card that pays high membership fee and enjoys special treatment. Card issuers are those with high credit, strong repayment ability and credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are much wider, so the requirements for related service fees and guarantee money are also higher.

According to different payment methods, credit cards can be divided into debit cards and quasi-credit cards:

Credit cards. It is that when the issuing bank provides bank credit, it overdraws first, and then repays or pays by installments. Most of these cards are used in international circulation. That is to say, the way to allow cardholders to pay off their credit card accounts is "consume first, then deposit". Most of these cards are used in international circulation.

quasi-credit card. It is a credit card issued by the bank, which deposits first and then consumes. When applying for a credit card, the cardholder needs to deposit a certain amount of money in the issuing bank in advance for backup. The cardholder needs to use the card on the basis of the deposit balance, and generally overdraft is not allowed.

according to the different circulation scope of credit cards, they can be divided into international cards and regional cards:

international cards. International card is a kind of credit card that can be used outside the issuing country and is universal. MasterCard, VISACard, AmericanExpressCard, JCBCard and DinersClubCard issued by five overseas groups (MasterCard, Visa International, American Express, JCB Card and Diners Club Card) are mostly international cards.

area card. Regional card is a kind of credit card that can only be used in the issuing country or in a certain area. Most credit cards issued by commercial banks in China belong to regional cards.

credit++digits

unionpay cards start with 6, visa cards start with 4, master cards start with 5 and jcb cards start with 3. From the beginning, you can know what organization your card is.

in the cards issued by the same bank, the bank stipulates that the first few digits are the same. For example, UnionPay card starts with 62258, visa card starts with 4392, master card starts with 5186 and jcb card starts with 3568.

However, the digits of debit card and credit card of the same bank are different. Take China Construction Bank as an example, 4367 is the beginning of the debit card with 19 digits, and 4367 is the credit card of visa with 16 digits.

ICBC is a wonderful work, with 15, 16, 18 and 19 places. In fact, it mainly depends on what type. Generally, the beginning is the beginning of 95588 or 6222, which is 19 digits. If it is a credit card or debit card, it is 16 digits.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

the credit card stipulated in the relevant laws of our country (the NPC Standing Committee's Interpretation of the Provisions on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or some functions such as consumer payment, credit loan, transfer settlement, cash deposit and withdrawal? . On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card.

credit card consumption is a non-cash transaction payment method, and it is not necessary to pay cash when spending, and the repayment will be made on the BillingDate.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit.

The credit card generally refers to a debit card only.

from January 1, 221, the credit card overdraft interest rate will be determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate will be cancelled (the original upper limit is .7 times of the daily interest rate, and the lower limit is .7 times of the daily interest rate).

On May 25th, 221, the Supreme People++promulgated and implemented the Provisions of the Supreme People++on Several Issues Concerning the Trial of Civil++Cases of Bank Cards.

Credit card is a kind of non-cash payment method and a simple credit service. Credit cards are generally plastic cards with a length of 85.6 mm, a width of 53.98 mm and a thickness of 1 mm, which are issued to cardholders by banks or credit card companies according to users' credit and financial resources. Cardholders do not need to pay cash when they use credit cards, and they will make repayment on the settlement date.

except for some credit cards combined with financial cards, general credit cards are different from debit cards and ATM cards, and credit cards will not directly deduct funds from users' accounts.

a credit card is a special carrier card with consumer credit, which is issued by a commercial bank to individuals and units, so as to make purchases, spend money and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back.

a real credit card has the following characteristics: cash deposit is not encouraged, it is paid after consumption, it enjoys an interest-free payment period, it can be repaid by installments (with minimum repayment amount), and it can be used worldwide by joining international credit card organizations such as VISA and MASTER. [img]

what is the credit++of ICBC?

ICBC's credit++is 14-16 digits.

The types of ICBC cards can be judged according to the first 6 digits (card BIN):

1. Savings cards (generally 19 digits):++Cards starting with 95588, 955881, 955882, 6222, 6222, etc. are smart cards or E-era cards; Cards starting with 955888, 62228 and 621288 are wealth management gold cards or ICBC wealth management gold cards.

2. Credit card (generally 14-16 digits):++starts with 3, 4, 5 and 6 (except international debit cards).

Extended information

ICBC credit cards are classified as follows:

1. Credit cards and quasi-credit cards are classified according to whether they enjoy interest-free repayment period;

2. According to the credit rating, it is divided into: black gold card, platinum card, gold card and general card, etc.

3. According to the account currency, it is divided into RMB cards and dual-currency cards (including multi-currency cards);

4. Divided by brand: UnionPay card, VISA card, MasterCard, American Express card, JCB card and Diners card;

5. According to the card issuing object, it can be divided into personal cards and corporate (business) cards, and personal cards are divided into main cards and auxiliary cards;

6. According to the information carrier, it is divided into magnetic stripe card, chip card and magnetic stripe chip check card.

Industrial and Commercial Bank of China-credit card classification

Industrial and Commercial Bank of China-method for judging the type of bank card

This is the end of the introduction on how many digits a credit card is and how many digits a credit card is. Did you find the information you need?