Method 1: Go to any bank branch and remit money directly across banks. Option 2: Local Lakala repayment method: Go to a convenience store with Lakala (general chain convenience stores) and just swipe your card to make a purchase and follow the steps. Generally, convenience stores have instructions, just follow the steps. Method 3: Transfer money through online banking. Needless to say, if you have online banking, you will naturally use it.